Shearwater Insurance Services

For cover that beats the competition, put your insurance in the hands of the experts at Shearwater today.


In the light of the COVID-19 pandemic we want to reassure our customers that Shearwater Insurance is business as usual, albeit with the majority of our staff working from home.

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Shearwater – Insurance that beats the competition.

Shearwater Insurance was established in 1992 and initially specialised in horse insurance. We continue to be one of the leading players in the equestrian insurance market but have expanded and diversified and we can now offer a wide range of policies covering commercial insurance, motor insurance and household insurance. We look after the insurance needs for all sorts of businesses ranging from small sole traders to large companies. We have experienced and professional staff who are all dedicated to providing our customers with the sort of personal service that we have made our trademark.

Horse Insurance

As horse owners ourselves we understand the need for specialist horse insurance cover. At Shearwater we offer a range of policies to suit our clients needs, including Catastrophe Cover and Veteran policies.

Equestrian Insurance

In addition to Horse Insurance, Shearwater has all aspects of your equestrian life covered.  From Horsebox Insurance to Livery Yards, and down to your saddle and favourite broom.

Motor Insurance

Motor insurance can be confusing, let Shearwater lend an expert hand whether it's a family car, 4x4, fleet or Horseboxes.

Commercial Insurance

Insuring your business correctly helps protect you from the risks that could impact your ability to trade, as well as your staff.

Pet Insurance

Shearwater's care for animals doesn't stop at horses and now extends to dogs and cats as well.

Household Insurance

Building insurance can cover rebuild costs brick by brick, and contents cover for all personal belongings down to your favourite mug.


**Working From Home Insurance**

Reduce the stress of escalating bills, should accidents happen, with Working From Home Insurance.

A household insurance policy can go some way to covering your business equipment but not all. It won’t cover the more high tech audiovisual items for example.  If you’re self employed and running your business from home, it’s up to you to make sure you’re adequately covered.

Our team can offer independent advice around the level of cover you need while working from home, before sourcing a home business insurance policy to suit. 

Find out more

Committed to our customers

Shearwater is committed to putting the customer first and by coming to us for your car, home, business or equestrian insurance, you can be confident that we will find you an insurance policy that’s going to offer the right protection as well as good value for money.

Shearwater is an FCA regulated independent broker and as such we are committed to treating our clients fairly, only suggesting insurance that we genuinely believe is going to serve you best from the many products we have access to.

Find out more about what we have on offer through our individual product pages, call 01992 718666, or get in touch online.

  • When the wheels fell off my lorry the Shearwater team were incredible. They called to check up on me, they arranged recovery and when the lorry was deemed a write off I was even given the option of keeping the scrap or not.
    Sarah Skillin, British Dressage Member
  • Shearwater not only provided a much more comprehensive policy but at an incredibly competitive price. Everything was very simple.
    Imogen Murray, International Event Rider (5* & Team GBR Nations Cup)
  • We've insured with Shearwater for a number of years and have always been very impressed with the customer service, claims handling, and competitive pricing. I've now moved all of our business and personal polices to Shearwater
    Simon Bates, Owner & Event Director of The College Equestrian, Keysoe
  • I have found Shearwater to be responsive and flexible in providing me and my company with individually tailored insurance packages to cover exactly what I need, at very competitive prices.
    Simon Hall, Managing Director of Soteria Ltd
  • We have worked with shearwater for many many years now! We use them for everything from our horses to our cars, our yard liability to the home insurance... They are a great company to deal with, both in terms of competitive rates and their customer services. I would highly recommend anyone looking at insurance to get in touch with them
    Becky Moody, Grand Prix Dressage Rider, Team GBR Podium Pathway Member
  • I have insured a few horses with shearwater over the years and have always been very impressed. The team on the phones are super helpful and they have always been great at paying out any claims. I wouldn’t hesitate to recommend their service to any of our Members
    Catherine Mills, Head of Global Retention & Equestrian at Quintessentially
  • What can we say about Shearwater? As an insurer if you want the best cover then you need to be with Shearwater. Their service is second to none and their staff are always friendly, knowledgeable and there to help you, nothing is too much trouble.
    Leanne Hart & Daniel Bates, Para Dressage Rider

Insurance Partners For

British Dressage Insurance Partner Logo Event Horse Owners Association Logo NPS Logo Horse & Country TV Logo the college equestrian centre - keysoe Equine Register partners with Shearwater Insurance

Get In Touch Today

Put your insurance in the hands of the experts at Shearwater.  Phone us today on 01992 718666 or request a quote online.

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