Specialist Equestrian Insurance
At Shearwater we understand the passions of eventing riders, our horse even won Olympic Gold!
The Gold Standard
Shearwater Insurance are proud to be long terms supporters of Eventing, including recommended insurance providers for the Eventing Riders Association of Great Britain and the Event Horse Owners Association.
We’re confident in our abilities as a specialist equestrian insurance broker, and you should be too. Over the year's Shearwater Insurance have diversified to offer a full suite of equestrian insurance products.
Shearwater is committed to putting the customer first and by coming to us for your horse, rider, liability, equestrian buildings, or horsebox insurance, you can be confident that we will find you an insurance policy that’s going to offer the right protection as well as good value for money.
Gearing up for a busy eventing season? Before you dust off your cross-country colours, make sure you’re properly covered – from the right type of horsebox insurance to a personal accident safety net should you fall.
Equestrian Property Insurance
Whether you have 2 stables at home, or a commercial yard, specialist insurance cover is a must. At Shearwater Insurance we can offer extended cover for contents including tack, feed & forage, bedding, jumps and a whole host of equestrian equipment. But it's not just stable yards, as specialist equine insurance brokers we can offer a range of policies for equestrian buildings and properties, including your home.
Horsebox Insurance -have you got the right level of cover?
Put your horsebox insurance in the hands of the experts at Shearwater. Instant quotations and online purchase now available
When it’s just for fun
A Social, Domestic, and Pleasure horsebox policy, adequately covers most horse owners. This level of coverage allows the non-professional rider to get out and about with their horse to compete for pleasure.
When it’s for work
If there’s some financial incentive involved, you’ll need a Business Use policy. This generally applies to trainers and professional riders. If you’re producing horses or riding for owners, and the payment for which forms part of your income, then this puts you into the Business Use category. Taking those horses to training or competition venues, or even to the vets, would classify as part of your business/income.
When you want to be prepared for anything
Most insurance policies don’t automatically include breakdown coverage. Adding breakdown cover to a horsebox insurance with Shearwater can save £100s per year, with comprehensive breakdown cover starting at £135 per annum.
Equestrian Liability Insurance
Understanding your liabilities, whether you work on a freelance basis, or whether you're running a livery or training business. If you approach Shearwater for Equestrian Liability Insurance, a member of our experienced equestrian team, can take a look at your equestrian business, or property, and help you decide exactly what liability cover is going to be worthwhile, or essential. They have a wealth of experience and can help whether you run a livery yard, a riding school, a racing yard or trekking centre, or any other type of equestrian business.
Personal Accident Insurance for Riders
Having to take time off because you’re laid up with an injury can be a hard pill to swallow. For those who are active in their job, such as people working in the equestrian industry, becoming suddenly sedentary can be especially difficult.
Beyond this frustration, there are financial implications. How will you pay your bills? Will you be able to support any dependants? Working yourself up with these worries is not helpful when you need to focus on your recovery.
- Fixed benefit amount paid in the event of death
- Loss of sight, loss of limb, permanent total disability
- Temporary total disability
- Weekly benefits
Instant pricing is available via the link below
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When the wheels fell off my lorry the Shearwater team were incredible. They called to check up on me, they arranged recovery and when the lorry was deemed a write off I was even given the option of keeping the scrap or not.
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Shearwater not only provided a much more comprehensive policy but at an incredibly competitive price. Everything was very simple.
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We've insured with Shearwater for a number of years and have always been very impressed with the customer service, claims handling, and competitive pricing. I've now moved all of our business and personal polices to Shearwater
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I have found Shearwater to be responsive and flexible in providing me and my company with individually tailored insurance packages to cover exactly what I need, at very competitive prices.
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We have worked with shearwater for many many years now! We use them for everything from our horses to our cars, our yard liability to the home insurance... They are a great company to deal with, both in terms of competitive rates and their customer services. I would highly recommend anyone looking at insurance to get in touch with them
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I have insured a few horses with shearwater over the years and have always been very impressed. The team on the phones are super helpful and they have always been great at paying out any claims. I wouldn’t hesitate to recommend their service to any of our Members
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What can we say about Shearwater? As an insurer if you want the best cover then you need to be with Shearwater. Their service is second to none and their staff are always friendly, knowledgeable and there to help you, nothing is too much trouble.
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It is a comfort to know that the horses are Insured with Shearwater. They are a professional but friendly company, competitive and knowledgeable. On the claim we had they were fast and efficient and nothing was too much trouble. Would happily recommend Shearwater Insurance, especially as they have such a vast range of options from everything equine to travel and household.
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Shearwater is our absolute go-to for all of our insurance needs from house, yard and horse, to cars and liabilities. The team in the office are easy to talk to and they actually take the time to get to know you as a client. Most importantly, when you need to claim for something, they are quick and listen to your needs, making the whole process much less stressful in your hour of need. We wouldn't use anyone else!