Insurance That Beats The Competition
Claim your exclusive £20 off voucher as a British Showjumping member
Are you correctly insured?
What insurance a horse owner needs will be down to each owner's individual circumstances. Below are a key set of questions for each horse owner to consider when asking themselves, are they correctly insured?
Can I afford to treat my horse should it become ill or injured?
With veterinary fees on the rise, and treatment options expanding, can you afford to cover the costs in the event of illness or injury? Horse insurance could provide a level of protection for your finances, should your horse require costly veterinary treatment. Helping to get them back to full health sooner rather than later.
Do I need public liability insurance?
Many riders will have public liability insurance included with a membership, however it is a good idea to check what this covers. Should your horse escape or get loose on a road and cause an accident there could be a hefty claim coming your way. Public liability insurance offers a level of protection against claims such as this.
Stables insurance
You insure your own home, so why not your horse's? It is so often a lot more than just some stables you're insuring. Your stable yard is the epicentre of your equestrian life. The contents can be an accumulation of a lifetime's hobby (and investment). Not only is cover available for the buildings but the contents themselves, protecting your investment against a range of perils including, fire, flood and theft.
When it comes to stable yards there is the liability aspect to consider as well, whether you just have your horses at home or whether you're running a livery yard as well. There is a duty of care over anyone who enters your premises and this should be considered when planning your insurance cover. Should someone slip or trip, or become injured in any way, whilst on your property you could be liable for a claim.
What horsebox insurance do I need?
This can be an area that confuses many people, when it comes to what type of horsebox insurance is needed. Owners need to ask themselves some key questions. If you're using your horsebox "just for fun" then a Social, Domestic & Pleasure policy is the one to go for. However, if using your horsebox forms part of your business activity then Business Use will be required. Even taking horses, that you are paid to ride, to a training venue would constitute business use.
Entrust us with cover for your equestrian life - request a quote online or call us on 01992 317112 today and use BS20 to claim your exclusive £20 voucher
Exclusive £20 Voucher
As a valued British Showjumping member Shearwater are pleased to offer you and exclusive £20 off voucher.
Vouchers can be used against new policies and expire on the 31st December 2024.
Please use voucher code BS20 when requesting a quotation online.
Horsebox Insurance
Put your horsebox insurance in the hands of the experts at Shearwater. Instant quotations and online purchase now available
Shearwater‘s vast experience in the horsebox insurance and trailer insurance market means we are uniquely placed to understand the needs of every horsebox owner. Our industry standing allows us to negotiate exclusive protection for all types of horseboxes and trailers including breakdown cover.
Rider, Instructor & Freelance Insurance
Having to take time off because you’re laid up with an injury can be a hard pill to swallow. For those who are active in their job, such as people working in the equestrian industry, becoming suddenly sedentary can be especially difficult.
Beyond this frustration, there are financial implications. How will you pay your bills? Will you be able to support any dependants? Working yourself up with these worries is not helpful when you need to focus on your recovery.
Yard Insurance
Your stable yard may look very different to another. Maybe you have a handful of stables, large feed store and tack room, or a barn full of expensive machinery. Either way, if your yard was flooded tomorrow, or if one of your barns caught fire, do you feel confident that your insurance would cover it?
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When the wheels fell off my lorry the Shearwater team were incredible. They called to check up on me, they arranged recovery and when the lorry was deemed a write off I was even given the option of keeping the scrap or not.
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Shearwater not only provided a much more comprehensive policy but at an incredibly competitive price. Everything was very simple.
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We've insured with Shearwater for a number of years and have always been very impressed with the customer service, claims handling, and competitive pricing. I've now moved all of our business and personal polices to Shearwater
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I have found Shearwater to be responsive and flexible in providing me and my company with individually tailored insurance packages to cover exactly what I need, at very competitive prices.
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We have worked with shearwater for many many years now! We use them for everything from our horses to our cars, our yard liability to the home insurance... They are a great company to deal with, both in terms of competitive rates and their customer services. I would highly recommend anyone looking at insurance to get in touch with them
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I have insured a few horses with shearwater over the years and have always been very impressed. The team on the phones are super helpful and they have always been great at paying out any claims. I wouldn’t hesitate to recommend their service to any of our Members
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What can we say about Shearwater? As an insurer if you want the best cover then you need to be with Shearwater. Their service is second to none and their staff are always friendly, knowledgeable and there to help you, nothing is too much trouble.
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It is a comfort to know that the horses are Insured with Shearwater. They are a professional but friendly company, competitive and knowledgeable. On the claim we had they were fast and efficient and nothing was too much trouble. Would happily recommend Shearwater Insurance, especially as they have such a vast range of options from everything equine to travel and household.
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Shearwater is our absolute go-to for all of our insurance needs from house, yard and horse, to cars and liabilities. The team in the office are easy to talk to and they actually take the time to get to know you as a client. Most importantly, when you need to claim for something, they are quick and listen to your needs, making the whole process much less stressful in your hour of need. We wouldn't use anyone else!