Advances in technology mean that businesses rely on computers, emails, internet and portable devices more heavily than before. There is plenty of protection software available, but unfortunately, security is always behind the hackers who are often able to outwit even some of the most stringent systems. Even if you have put all the barriers in place that you can, a cyber breach can still affect you and cyber insurance can be the next logical step in your defence.
It is the job of our team at Shearwater to make you aware of how cyber crime could impact your business specifically. We can explain how an insurance policy may defend against this.
Cyber crime is a modern day affliction that plagues businesses of all sizes, so it really doesn’t matter if you just rely on one computer. If you have access to the internet or use email, then you could be just as much a target as a large company which has spent generously on making sure their systems are covered. Even if you are rarely online and you store customer data or confidential company information on your machine, you could have a data security issue on your hands.
If there is damage to your IT infrastructure caused by a virus or hacker to consider, this could take time and money to repair. In the meantime you’re losing business not just because you are hindered in your operations, but because any data breaches may have dented your reputation. Not only this, but if your customers are affected by any data loss, there may be legal and compensation costs to remedy the situation. The list goes on and cyber liability insurance is designed to check each possible scenario.
When the wheels fell off my lorry the Shearwater team were incredible. They called to check up on me, they arranged recovery and when the lorry was deemed a write off I was even given the option of keeping the scrap or not.
Shearwater not only provided a much more comprehensive policy but at an incredibly competitive price. Everything was very simple.
We've insured with Shearwater for a number of years and have always been very impressed with the customer service, claims handling, and competitive pricing. I've now moved all of our business and personal polices to Shearwater
I have found Shearwater to be responsive and flexible in providing me and my company with individually tailored insurance packages to cover exactly what I need, at very competitive prices.
We have worked with shearwater for many many years now! We use them for everything from our horses to our cars, our yard liability to the home insurance... They are a great company to deal with, both in terms of competitive rates and their customer services. I would highly recommend anyone looking at insurance to get in touch with them
I have insured a few horses with shearwater over the years and have always been very impressed. The team on the phones are super helpful and they have always been great at paying out any claims. I wouldn’t hesitate to recommend their service to any of our Members
What can we say about Shearwater? As an insurer if you want the best cover then you need to be with Shearwater. Their service is second to none and their staff are always friendly, knowledgeable and there to help you, nothing is too much trouble.
It is a comfort to know that the horses are Insured with Shearwater. They are a professional but friendly company, competitive and knowledgeable. On the claim we had they were fast and efficient and nothing was too much trouble. Would happily recommend Shearwater Insurance, especially as they have such a vast range of options from everything equine to travel and household.
Shearwater is our absolute go-to for all of our insurance needs from house, yard and horse, to cars and liabilities. The team in the office are easy to talk to and they actually take the time to get to know you as a client. Most importantly, when you need to claim for something, they are quick and listen to your needs, making the whole process much less stressful in your hour of need. We wouldn't use anyone else!
For professional insurance that means business. Phone us today on 01992 707316 or request a quote online.