SME Insurance

Take a strong position in the protection of your SME.

Request A Quote

What Does Your SME Business Look Like?

Small Medium Enterprise (SME) businesses insurance is a good starting point for arranging policies that give you relevant protection for your business.

Working to protect your business, we have the knowledge about the covers that are going to be advantages.

  • Full accidental damage
  • Cover for buildings, contents, fixtures and stock
  • Seasonal stock increases
  • Employers' liability
  • Public & products liability
  • Money cover
  • Goods in transit
  • Frozen food
  • Loss of licence

You could be a tack shop, hairdressers, fast food restaurant, florist or an office. As an experienced independent brokers, Shearwater insurance is in a good position to help you find steadfast protection. Our ultimate aim is to protect your business for any unexpected incidents and to help you manage them if or when they arise.

Extra Strength

SME’s need resilience in the face of various challenges, such as those presented either by a customer or a claim or even unforeseen circumstances e.g. adverse weather that can force you to close for an undetermined length of time.

An SME insurance policy arranged by Shearwater aims to give you extra resilience, so you don’t become one of those businesses around the UK that struggle to fully recover after a problem.

The Best Things Come In Small Packages

By small we mean concise. As an SME you are unlikely to need the same public liability limit as a larger company as it is most probable you will have less staff. However, you might benefit from other covers such as goods in transit or business interruption.

Either way we don’t just scale down a generic commercial policy. Our commercial team at Shearwater will be looking closely at your business to find out what needs protecting and to what extent.

  • When the wheels fell off my lorry the Shearwater team were incredible. They called to check up on me, they arranged recovery and when the lorry was deemed a write off I was even given the option of keeping the scrap or not.
    Sarah Skillin, British Dressage Member
  • Shearwater not only provided a much more comprehensive policy but at an incredibly competitive price. Everything was very simple.
    Imogen Murray, International Event Rider (5* & Team GBR Nations Cup)
  • We've insured with Shearwater for a number of years and have always been very impressed with the customer service, claims handling, and competitive pricing. I've now moved all of our business and personal polices to Shearwater
    Simon Bates, Owner & Event Director of The College Equestrian, Keysoe
  • I have found Shearwater to be responsive and flexible in providing me and my company with individually tailored insurance packages to cover exactly what I need, at very competitive prices.
    Simon Hall, Managing Director of Soteria Ltd
  • We have worked with shearwater for many many years now! We use them for everything from our horses to our cars, our yard liability to the home insurance... They are a great company to deal with, both in terms of competitive rates and their customer services. I would highly recommend anyone looking at insurance to get in touch with them
    Becky Moody, Grand Prix Dressage Rider, Team GBR Podium Pathway Member
  • I have insured a few horses with shearwater over the years and have always been very impressed. The team on the phones are super helpful and they have always been great at paying out any claims. I wouldn’t hesitate to recommend their service to any of our Members
    Catherine Mills, Head of Global Retention & Equestrian at Quintessentially
  • What can we say about Shearwater? As an insurer if you want the best cover then you need to be with Shearwater. Their service is second to none and their staff are always friendly, knowledgeable and there to help you, nothing is too much trouble.
    Leanne Hart & Daniel Bates, Para Dressage Rider

Get A Quote Today

For professional insurance that means business.  Phone us today on 01992 707316 or request a quote online.

 

Get A Quote