At a Glance
  • Public & product liability
  • Exhibitions and fairs cover
  • Employers’ liability
  • Goods in transit and sendings with UK, EU and rest of the world
  • Defective Title
  • Buildings cover including shop frontage, glass & signage
  • Legal expenses
  • Business interruption/Loss of income
  • Restoration and repairs
  • Petty pilfering

One small antique item or piece of fine art can add up to a vast amount of money in its own right. As an individual collector, dealer, exhibitor, or gallery owner, you may have a fair idea of just how much an entire collection of antiques and fine art may amount to.

Your stock represents items to be both enjoyed for what they are and appreciated as a valuable asset. Beautiful articles can and probably already have lasted for many years, hold their worth and even increase in value. Protecting them with antiques and fine art insurance cover should be top of your agenda, second only to making sure they are well secured and preserved.

Art in motion

Even artefacts that have more stable locations in galleries and museums are occasionally moved to a different institution from time to time. Dealers, valuers and auctioneers will see many pieces pass through their hands on a much more regular basis. While an antiques and fine art insurance policy can protect your stock while in situ at the time of arrangement, it can also cover whilst being transported with goods in transit cover.

Theft or damage

Smaller items including gold, silver and jewellery are an obvious target for thieves. At Shearwater we can help protect your business against theft from antiques fairs/exhibitions, antique centres and of course from your shop premises.

An accidental scratch or tear on a unique and very old piece of furniture, for example, can also be sympathetically restored by accredited experts to help bring the article back to its original worth.


As a dealer or auctioneer you will have plenty of opportunity to mix with the general public and suppliers at antique fairs and art exhibitions.  So it is important to protect yourself in case of third party damage or injury with public liability insurance.

If you have staff working for you, such as if you run a gallery or antique centre, employers’ liability insurance is also essential and like public liability can easily feature on your antiques and fine art insurance policy.

All you need do is talk to the experts at Shearwater and we’ll help to arrange this for you.


default image


Dear Shona, I have just received the cheque in settlement of my claim from the insurance company. I thank you and Richard for the speedy and efficient manner in which the claim was handled which was made very easy by the pair of you, with the minimum of fuss. It’s very reassuring to know when

March 17, 2016

Read More

Use our online form to request a quote now. Otherwise call our team on 01992 707316 for a chat about your insurance needs

Back to top