At a Glance
  • Accidental damage cover
  • Buildings cover and index linking
  • Loss of rental income
  • Glass and replacement lock
  • Terrorism cover
  • Malicious damage
  • Property owners’ liability
  • Contents of communal areas

What does your commercial property portfolio look like? Do you own a chain of properties used for different businesses, or a small office on the high street, even a distribution warehouse?

Explain your commercial property to the team at Shearwater and we’ll present you with a comprehensive commercial landlord insurance policy. We’ll take you through the covers step by step so you can be sure that the cover we provide will be tailored to your needs.

The obvious disasters

As you would expect, a commercial landlord insurance policy covers the “usual suspects” in insured risks – flood, fire, storm, theft and malicious damage – but what of their consequences?

If you want your insurance policy to be thorough in its protection, you also need to consider loss of rent when your property can not be used when making a claim. Additionally, the cost of moving your tenants elsewhere also need to be taken into consideration so that they can continue with their business.  These issues have already been considered by Shearwater and we are happy to advise on this further.

The legalities

As a property owner you need to have liability in cover in case one of your tenants or their property comes harm’s way. In addition to standard property owner’s liability we can offer additional cover to protect you offering both financial support and legal advise if a court case is looking imminent.

The experienced brokers

Shearwater have been offering independent advise to commercial property owner’s for over 20 years and in that time have seen a variety of portfolios each coming with its own challenges. Your investments need the right protection to see it through any difficulties and the team at Shearwater are here to offer you this service so you can continue to benefit from your investment instead of being sidetracked by the problems.


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Greg Roberts

We appreciate Shearwater Insurance Services’ hands-on approach in dealing with our insurances. For example, recently we had a break-in at a property in Marylebone. Shearwater arranged a loss adjustor the next day and we had our claim verified and submitted within four weeks. The payment was sent to us very soon afterwards. Given the difficulties

March 17, 2016

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Use our online form to request a quote now. Otherwise call our team on 01992 707316 for a chat about your insurance needs

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