At a Glance
  • Full accidental damage
  • Cover for buildings, contents, fixtures and stock
  • Seasonal stock increases
  • Employers’ liability
  • Public & products liability
  • Money cover
  • Goods in transit
  • Frozen food
  • Loss of licence

Small Medium Enterprise (SME) businesses insurance is a good starting point for arranging policies that give you relevant protection for your business.

Working to protect your business, we have the knowledge about the covers that are going to be advantages.

Extra strength

SME’s need resilience in the face of various challenges, such as those presented either by a customer or a claim or even unforeseen circumstances e.g. adverse weather that can force you to close for undetermined length of time.

An SME insurance policy arranged by Shearwater aims to give you extra resilience, so you don’t become one of those businesses around the UK that struggle to fully recover after a problem.

The best things come in small packages

By small we mean concise. As an SME you are unlikely to need the same public liability limit as a larger company as most probable you will have less staff. However, you might benefit from other covers such as goods in transit or business interruption.

Either way we don’t just scale down a generic commercial policy. Our commercial team at Shearwater will be looking closely at your business to find out what needs protecting and to what extent.

What does your SME business look like?

You could be a tack shop, hairdressers, fast food restaurant, florist or an office. As an experienced independent brokers, Shearwater insurance is in a good position to help you find steadfast protection. Our ultimate aim is to protect your business for any unexpected incidents and to help you manage them if or when they arise.

Testimonials

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RF

Good Afternoon Kathy I currently have a policy for my horse with shearwater policy ********. Last year he was diagnosed with a suspensory desmitis which has been ongoing and lead to other investigations and lameness as the horse unfortunately has not been well for most of this year. We seem to be on the road

March 17, 2016

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Use our online form to request a quote now. Otherwise call our team on 01992 707316 for a chat about your insurance needs

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