At a Glance
  • Full accidental damage
  • Cover for buildings, contents, fixtures and stock
  • Seasonal stock increases
  • Employers’ liability
  • Public & products liability
  • Money cover
  • Goods in transit
  • Frozen food
  • Loss of licence

Small Medium Enterprise (SME) businesses insurance is a good starting point for arranging policies that give you relevant protection for your business.

Working to protect your business, we have the knowledge about the covers that are going to be advantages.

Extra strength

SME’s need resilience in the face of various challenges, such as those presented either by a customer or a claim or even unforeseen circumstances e.g. adverse weather that can force you to close for undetermined length of time.

An SME insurance policy arranged by Shearwater aims to give you extra resilience, so you don’t become one of those businesses around the UK that struggle to fully recover after a problem.

The best things come in small packages

By small we mean concise. As an SME you are unlikely to need the same public liability limit as a larger company as most probable you will have less staff. However, you might benefit from other covers such as goods in transit or business interruption.

Either way we don’t just scale down a generic commercial policy. Our commercial team at Shearwater will be looking closely at your business to find out what needs protecting and to what extent.

What does your SME business look like?

You could be a tack shop, hairdressers, fast food restaurant, florist or an office. As an experienced independent brokers, Shearwater insurance is in a good position to help you find steadfast protection. Our ultimate aim is to protect your business for any unexpected incidents and to help you manage them if or when they arise.

Testimonials

Ian Clements has been my Insurance Broker for over 20 years, both for my private insurances and that of my company Albany Group. During this time I have received very professional, honest, competitive deals from Ian who has used his vast knowledge and contact base to my advantage. The most problematic scenario is always dealt with on a ‘can do’ attitude by Ian which justifies my trust in his expertise. This together with the superb customer service we receive from Ian and the team at Shearwater ensures that we will remain clients for many years

Barry Angel, Albany Group of Companies

Use our online form to request a quote now. Otherwise call our team on 01992 707316 for a chat about your insurance needs

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