You’re already saving yourself the hassle of a daily commute and distractions in the office by working from home. Why not also save yourself the trouble of having to pay out for a new computer if the dog pulls it off the table, or compensation if a business visitor scalds themselves e.g. on a too-hot-tap that you were aware of but forgot to warn others about?

A household insurance policy can go some way to covering your business equipment but not all. It won’t cover the more high tech audiovisual items for example, or anyone visiting your home for business purposes, or employees.

If you’re self employed and running your business from home, it’s up to you to make sure you’re adequately covered. Of course, if you come to us at Shearwater, we discuss this with you.

Our team can offer independent advice around the level of cover you need while working from home, before sourcing a home business insurance policy to suit. We’ll be looking into the following areas:

Home working staples

Business equipment and personal accident are additional cover options that we always take into consideration when arranging a working from home insurance policy.

Public Liability

This cover option is only really necessary if you have people visiting your home for business purposes or you visit others e.g. suppliers. This will protect you in the event that they injure themselves at your property, or any damage you have caused whilst visiting their property, such as a laptop.

Product Liability

If your home acts as a base for a production line and you are facing a claim due to a faulty product, product liability is a useful addition to your working from home insurance policy.

Testimonials

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RF

Good Afternoon Kathy I currently have a policy for my horse with shearwater policy ********. Last year he was diagnosed with a suspensory desmitis which has been ongoing and lead to other investigations and lameness as the horse unfortunately has not been well for most of this year. We seem to be on the road

March 17, 2016

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Use our online form to request a quote now. Otherwise call our team on 01992 707316 for a chat about your insurance needs

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