You’re already saving yourself the hassle of a daily commute and distractions in the office by working from home. Why not also save yourself the trouble of having to pay out for a new computer if the dog pulls it off the table, or compensation if a business visitor scalds themselves e.g. on a too-hot-tap that you were aware of but forgot to warn others about?

A household insurance policy can go some way to covering your business equipment but not all. It won’t cover the more high tech audiovisual items for example, or anyone visiting your home for business purposes, or employees.

If you’re self employed and running your business from home, it’s up to you to make sure you’re adequately covered. Of course, if you come to us at Shearwater, we discuss this with you.

Our team can offer independent advice around the level of cover you need while working from home, before sourcing a home business insurance policy to suit. We’ll be looking into the following areas:

Home working staples

Business equipment and personal accident are additional cover options that we always take into consideration when arranging a working from home insurance policy.

Public Liability

This cover option is only really necessary if you have people visiting your home for business purposes or you visit others e.g. suppliers. This will protect you in the event that they injure themselves at your property, or any damage you have caused whilst visiting their property, such as a laptop.

Product Liability

If your home acts as a base for a production line and you are facing a claim due to a faulty product, product liability is a useful addition to your working from home insurance policy.

Testimonials

Hi Shona,

I suspect you don’t realise how extremely rare it is to be able to deal with someone who’s actually helpful and does what she says she’s going to do. I now officially nominate you to run the customer service departments of BT, British Gas, Santander Bank, Vodafone and the VAT office! I think the entire nation’s health would improve if you could personally train the people in these call centres who frankly don’t have a clue and don’t care! So thank you for waving that magic wand of yours and making this potentially stressful situation so smooth.

With best wishes,

Liz

Use our online form to request a quote now. Otherwise call our team on 01992 707316 for a chat about your insurance needs

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