At a Glance
  • Fixed benefit amount paid in the event of death
  • Loss of sight, loss of limb, permanent total disability
  • Temporary total disability
  • Weekly benefits

Having to take time off because you’re laid up with an injury can be a hard pill to swallow. For those who are active in their job, such as people working in the equestrian industry, becoming suddenly sedentary can be especially difficult.

Beyond this frustration, there are financial implications. How will you pay your bills? Will you be able to support any dependants? Working yourself up with these worries is not helpful when you need to focus on your recovery.

Risky business

With its inherent risks, horse riding is considered one of the most dangerous sports in the UK, and an injury sustained while working with horses could be one that keeps you from work for weeks, months or even permanently. Anyone who participates accepts these risks, which is why it’s so important to embrace horse rider insurance as a necessity.

Our focus is you

Our team at Shearwater have many years’ experience in making sure clients are taken care of financially and their income is protected at a time when they need it most. Levels of personal accident can vary, and a chat with our advisers will clarify what degree of cover is going to meet your needs. Using a specific equestrian insurer for your horse riding insurance will mean that they understand the nature of your business, and will do everything they can to help you get back on your feet.

Stunt protection

With the excitement of working as a stunt artist, comes a greater risk of injury, and finding an accident policy to cover you can be a challenge. At Shearwater we understand that taking risks is part of your career, and can arrange a package that protects you should you become unable to work because of an injury.

It is possible to add sickness cover to a stunt cover policy our advisors can talk you through the benefits and costs.

With this reassurance in mind, you can put all your efforts into your profession, safe in the knowledge that you’re protected through insurance experts.

Cover for your horse and you

As well as looking after you, Shearwater are the perfect option for specialist horse insurance. When you and your horse are out on the road, having horse and rider insurance with the same provider will help ease the stress of the situation should you ever have to claim, and you will be guaranteed the great service from Shearwater for the both of you.


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Dear Jeremy, I’d like to congratulate you and your team once again, on the excellent customer service. I’ve been dealing with Debbie, as I take delivery of a new car on Wednesday. She has been very helpful and thorough. Best wishes to you and Sue. Penny

March 17, 2016

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Use our online form to request a quote now. Otherwise call our team on 01992 707318 for a chat about your insurance needs

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