Riding Instructors Insurance
Focus on providing the best tuition for your customer, not worrying about claims.
We'll share our credentials if you share yours
You may fully understand the tendencies and temperaments of horses under your instruction, but it doesn’t mean that these unpredictable creatures can’t still take you and any riders you’re teaching by surprise.
As a riding instructor, you have a duty to ensure your clients are riding safely; your livelihood is at stake if you do not, so it is important to take steps to protect yourself in the event of an incident. This is why instructors insurance is imperative.
- Public liability
- Cover for grooming, schooling & clipping available
- Limited hours policy available at discount rate
- Care, custody & control extension
- Legal expenses
We work alongside many freelance riding instructors and trainers to ensure that their equestrian business is in safe hands. In doing so, we’ve given ourselves the experience to create effective policies that can help ensure you’re financially covered. This leaves you to concentrate fully on the task at hand, focusing on your clients’ learning and development, knowing that you’re financially protected if something goes wrong. This is the case whether you’re a riding instructor within a school or you train others at their own stables.
Your Responsibility as an Instructor
As a riding instructor, you have a duty to ensure your clients are riding safely; If you do not do that and an incident occurs which causes your client to suffer injury or property damage they can make a claim against you and if you are found negligent this can run in to thousands of pounds. This is an insurance designed to cover you against this type of incident. It will also cover you for any legal fees incurred in defending yourself against such a claim. If you teach at all or hold clinics it would be wise to take this cover.
You’re not alone
If you’re a freelance instructor, you could feel quite isolated in the face of a claim or compensation demand, as it’s your livelihood and reputation that’s on the line, and yours alone. At Shearwater we understand your concerns and will be there to guide you through the claims process in the event of an unpredictable incident resulting in a claim.
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When the wheels fell off my lorry the Shearwater team were incredible. They called to check up on me, they arranged recovery and when the lorry was deemed a write off I was even given the option of keeping the scrap or not.
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Shearwater not only provided a much more comprehensive policy but at an incredibly competitive price. Everything was very simple.
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We've insured with Shearwater for a number of years and have always been very impressed with the customer service, claims handling, and competitive pricing. I've now moved all of our business and personal polices to Shearwater
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I have found Shearwater to be responsive and flexible in providing me and my company with individually tailored insurance packages to cover exactly what I need, at very competitive prices.
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We have worked with shearwater for many many years now! We use them for everything from our horses to our cars, our yard liability to the home insurance... They are a great company to deal with, both in terms of competitive rates and their customer services. I would highly recommend anyone looking at insurance to get in touch with them
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I have insured a few horses with shearwater over the years and have always been very impressed. The team on the phones are super helpful and they have always been great at paying out any claims. I wouldn’t hesitate to recommend their service to any of our Members
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What can we say about Shearwater? As an insurer if you want the best cover then you need to be with Shearwater. Their service is second to none and their staff are always friendly, knowledgeable and there to help you, nothing is too much trouble.
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It is a comfort to know that the horses are Insured with Shearwater. They are a professional but friendly company, competitive and knowledgeable. On the claim we had they were fast and efficient and nothing was too much trouble. Would happily recommend Shearwater Insurance, especially as they have such a vast range of options from everything equine to travel and household.
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Shearwater is our absolute go-to for all of our insurance needs from house, yard and horse, to cars and liabilities. The team in the office are easy to talk to and they actually take the time to get to know you as a client. Most importantly, when you need to claim for something, they are quick and listen to your needs, making the whole process much less stressful in your hour of need. We wouldn't use anyone else!