Commercial Landlords Insurance

The risks around your commercial property, rounded-up in one policy.

Cover For The Obvious Disasters

What does your commercial property portfolio look like? Do you own a chain of properties used for different businesses, or a small office on the high street, even a distribution warehouse?

Explain your commercial property to the team at Shearwater and we’ll present you with a comprehensive commercial landlord insurance policy. We’ll take you through the covers step by step so you can be sure that the cover we provide will be tailored to your needs.

  • Accidental damage cover
  • Buildings cover and index linking
  • Loss of rental income
  • Glass and replacement lock
  • Terrorism cover
  • Malicious damage
  • Property owners’ liability
  • Contents of communal areas

As you would expect, a commercial landlord insurance policy covers the “usual suspects” in insured risks – flood, fire, storm, theft and malicious damage – but what of their consequences?

If you want your insurance policy to be thorough in its protection, you also need to consider loss of rent when your property can not be used when making a claim. Additionally, the cost of moving your tenants elsewhere also needs to be taken into consideration so that they can continue with their business.  These issues have already been considered by Shearwater and we are happy to advise on this further.


The Legalities

As a property owner you need to have liability cover in case one of your tenants or their property comes harm’s way. In addition to standard property owner’s liability we can offer additional cover to protect you offering both financial support and legal advise if a court case is looking imminent.


Experienced Brokers

Shearwater have been offering independent advise to commercial property owner’s for over 20 years and in that time have seen a variety of portfolios each coming with its own challenges. Your investments need the right protection to see it through any difficulties and the team at Shearwater are here to offer you this service so you can continue to benefit from your investment instead of being sidetracked by the problems.

  • When the wheels fell off my lorry the Shearwater team were incredible. They called to check up on me, they arranged recovery and when the lorry was deemed a write off I was even given the option of keeping the scrap or not.
    Sarah Skillin, British Dressage Member
  • Shearwater not only provided a much more comprehensive policy but at an incredibly competitive price. Everything was very simple.
    Imogen Murray, International Event Rider (5* & Team GBR Nations Cup)
  • We've insured with Shearwater for a number of years and have always been very impressed with the customer service, claims handling, and competitive pricing. I've now moved all of our business and personal polices to Shearwater
    Simon Bates, Owner & Event Director of The College Equestrian, Keysoe
  • I have found Shearwater to be responsive and flexible in providing me and my company with individually tailored insurance packages to cover exactly what I need, at very competitive prices.
    Simon Hall, Managing Director of Soteria Ltd
  • We have worked with shearwater for many many years now! We use them for everything from our horses to our cars, our yard liability to the home insurance... They are a great company to deal with, both in terms of competitive rates and their customer services. I would highly recommend anyone looking at insurance to get in touch with them
    Becky Moody, Grand Prix Dressage Rider, Team GBR Podium Pathway Member
  • I have insured a few horses with shearwater over the years and have always been very impressed. The team on the phones are super helpful and they have always been great at paying out any claims. I wouldn’t hesitate to recommend their service to any of our Members
    Catherine Mills, Head of Global Retention & Equestrian at Quintessentially
  • What can we say about Shearwater? As an insurer if you want the best cover then you need to be with Shearwater. Their service is second to none and their staff are always friendly, knowledgeable and there to help you, nothing is too much trouble.
    Leanne Hart & Daniel Bates, Para Dressage Rider
  • It is a comfort to know that the horses are Insured with Shearwater. They are a professional but friendly company, competitive and knowledgeable. On the claim we had they were fast and efficient and nothing was too much trouble. Would happily recommend Shearwater Insurance, especially as they have such a vast range of options from everything equine to travel and household.
    Michael Murphy - Irish International Para Dressage Rider
  • Shearwater is our absolute go-to for all of our insurance needs from house, yard and horse, to cars and liabilities. The team in the office are easy to talk to and they actually take the time to get to know you as a client. Most importantly, when you need to claim for something, they are quick and listen to your needs, making the whole process much less stressful in your hour of need. We wouldn't use anyone else!
    Chantal Siddle

Get A Quote Today

For professional insurance that means business.  Phone us today on 01992 718666 or request a quote online.