Farm Insurance

Tailor-make your policy with us to ensure the right protection for your farm.

Insurance for not just a livelihood but a home as well

At Shearwater, we don’t guess as to what size or type your farm is at Shearwater. You could be arable, dairy, egg producers, pig or poultry.You may own a farm estate or a smallholding. A farm insurance policy can be made up of all the insurance products that are going to be relevant, so that the package is created especially for your farm.

  • Farm & domestic combined
  • Specialist livestock - herb & individual cover available
  • Revenue protection
  • Public & products liability
  • Employers’ liability
  • Agricultural vehicles

You know your farm better than anybody, but with 20 years’ experience we will know which insurance measures are going to best protect it. Our experts at Shearwater are on hand to guide you towards a policy that encapsulates as little or as much as your farm needs, whether it is a simple or generic policy, protecting your farm, livestock, buildings and materials or one that has more specialist requirements to meet.


People Power

To take care of your farm, you first need to look after yourself and your employees. Personal accident insurance can keep your finances ticking over if you are unable to work for any undue length of time and in the event that any claims made by your employees for injury can also be covered within the employers’ liability section. 


Crop and stock protection

Any livestock you keep – cattle, pigs, poultry – can be insured against illness, theft, straying, injury or death with livestock insurance. That way, even if you’ve taken the greatest precautions to keep your animals safe and well, you will be financially protected if the unexpected occurs.

If you’re an arable farmer, crop protection can cover your yield both in the field and after harvest, as storage barns cover is a common feature within an agricultural insurance package.


House & Home

Your home – the centre point of your farm, can be protected much in the same way as a standard home insurance policy would, with both the building and your possessions covered for fire, flood and theft among other insured perils. The difference is that this can be included within the same farmers insurance policy which is in place to protect your business, for coverage that is easier to manage.

  • When the wheels fell off my lorry the Shearwater team were incredible. They called to check up on me, they arranged recovery and when the lorry was deemed a write off I was even given the option of keeping the scrap or not.
    Sarah Skillin, British Dressage Member
  • Shearwater not only provided a much more comprehensive policy but at an incredibly competitive price. Everything was very simple.
    Imogen Murray, International Event Rider (5* & Team GBR Nations Cup)
  • We've insured with Shearwater for a number of years and have always been very impressed with the customer service, claims handling, and competitive pricing. I've now moved all of our business and personal polices to Shearwater
    Simon Bates, Owner & Event Director of The College Equestrian, Keysoe
  • I have found Shearwater to be responsive and flexible in providing me and my company with individually tailored insurance packages to cover exactly what I need, at very competitive prices.
    Simon Hall, Managing Director of Soteria Ltd
  • We have worked with shearwater for many many years now! We use them for everything from our horses to our cars, our yard liability to the home insurance... They are a great company to deal with, both in terms of competitive rates and their customer services. I would highly recommend anyone looking at insurance to get in touch with them
    Becky Moody, Grand Prix Dressage Rider, Team GBR Podium Pathway Member
  • I have insured a few horses with shearwater over the years and have always been very impressed. The team on the phones are super helpful and they have always been great at paying out any claims. I wouldn’t hesitate to recommend their service to any of our Members
    Catherine Mills, Head of Global Retention & Equestrian at Quintessentially
  • What can we say about Shearwater? As an insurer if you want the best cover then you need to be with Shearwater. Their service is second to none and their staff are always friendly, knowledgeable and there to help you, nothing is too much trouble.
    Leanne Hart & Daniel Bates, Para Dressage Rider
  • It is a comfort to know that the horses are Insured with Shearwater. They are a professional but friendly company, competitive and knowledgeable. On the claim we had they were fast and efficient and nothing was too much trouble. Would happily recommend Shearwater Insurance, especially as they have such a vast range of options from everything equine to travel and household.
    Michael Murphy - Irish International Para Dressage Rider
  • Shearwater is our absolute go-to for all of our insurance needs from house, yard and horse, to cars and liabilities. The team in the office are easy to talk to and they actually take the time to get to know you as a client. Most importantly, when you need to claim for something, they are quick and listen to your needs, making the whole process much less stressful in your hour of need. We wouldn't use anyone else!
    Chantal Siddle

Get In Touch Today

For professional insurance that means business.  Phone us today on 01992 718666 or request a quote online.