Farm Insurance
Tailor-make your policy with us to ensure the right protection for your farm.
Insurance for not just a livelihood but a home as well
At Shearwater, we don’t guess as to what size or type your farm is at Shearwater. You could be arable, dairy, egg producers, pig or poultry.You may own a farm estate or a smallholding. A farm insurance policy can be made up of all the insurance products that are going to be relevant, so that the package is created especially for your farm.
- Farm & domestic combined
- Specialist livestock - herb & individual cover available
- Revenue protection
- Public & products liability
- Employers’ liability
- Agricultural vehicles
You know your farm better than anybody, but with 20 years’ experience we will know which insurance measures are going to best protect it. Our experts at Shearwater are on hand to guide you towards a policy that encapsulates as little or as much as your farm needs, whether it is a simple or generic policy, protecting your farm, livestock, buildings and materials or one that has more specialist requirements to meet.
People Power
To take care of your farm, you first need to look after yourself and your employees. Personal accident insurance can keep your finances ticking over if you are unable to work for any undue length of time and in the event that any claims made by your employees for injury can also be covered within the employers’ liability section.
Crop and stock protection
Any livestock you keep – cattle, pigs, poultry – can be insured against illness, theft, straying, injury or death with livestock insurance. That way, even if you’ve taken the greatest precautions to keep your animals safe and well, you will be financially protected if the unexpected occurs.
If you’re an arable farmer, crop protection can cover your yield both in the field and after harvest, as storage barns cover is a common feature within an agricultural insurance package.
House & Home
Your home – the centre point of your farm, can be protected much in the same way as a standard home insurance policy would, with both the building and your possessions covered for fire, flood and theft among other insured perils. The difference is that this can be included within the same farmers insurance policy which is in place to protect your business, for coverage that is easier to manage.