Florist Insurance

Working towards the perfect arrangement for your florist insurance.

Customers, suppliers, and the many other browsers who are in and out of your florist shop are frequently brushing with risks, whether it’s a particular thorny plant or a wet floor.

The threat of injury should be enough reason in itself to make sure that your florist insurance is up to scratch, but there are plenty of others.

  • Public and employers’ liability
  • Business Interruption
  • Buildings cover
  • Legal Expenses
  • Cash on premises
  • Goods in transit

We’re here to make sure your busiest periods are suitably accommodated by your insurance, that you have adequate cover for deliveries, and that you’re not leaving yourself open to claims made by those on your premises. And this is only the basics. Once we get to know your business better, we can work on the insurance composition that best reflects your requirements.


Delicate Stock

Fresh flowers are not blessed with the longevity possessed by a can of beans, so cover for stock in a florists may look very different from that of a small corner shop. Not to mention that they can be particularly vulnerable during transit – a regular occurrence if you offer a delivery service.


A keen eye for composition

The way in which flowers are put together is just as important as the individual items themselves if they’re to complement each other. It’s much the same for an insurance policy, and our team at Shearwater have a keen eye for details, offering a level of attention which lends itself well to a truly supportive insurance policy.

  • When the wheels fell off my lorry the Shearwater team were incredible. They called to check up on me, they arranged recovery and when the lorry was deemed a write off I was even given the option of keeping the scrap or not.
    Sarah Skillin, British Dressage Member
  • Shearwater not only provided a much more comprehensive policy but at an incredibly competitive price. Everything was very simple.
    Imogen Murray, International Event Rider (5* & Team GBR Nations Cup)
  • We've insured with Shearwater for a number of years and have always been very impressed with the customer service, claims handling, and competitive pricing. I've now moved all of our business and personal polices to Shearwater
    Simon Bates, Owner & Event Director of The College Equestrian, Keysoe
  • I have found Shearwater to be responsive and flexible in providing me and my company with individually tailored insurance packages to cover exactly what I need, at very competitive prices.
    Simon Hall, Managing Director of Soteria Ltd
  • We have worked with shearwater for many many years now! We use them for everything from our horses to our cars, our yard liability to the home insurance... They are a great company to deal with, both in terms of competitive rates and their customer services. I would highly recommend anyone looking at insurance to get in touch with them
    Becky Moody, Grand Prix Dressage Rider, Team GBR Podium Pathway Member
  • I have insured a few horses with shearwater over the years and have always been very impressed. The team on the phones are super helpful and they have always been great at paying out any claims. I wouldn’t hesitate to recommend their service to any of our Members
    Catherine Mills, Head of Global Retention & Equestrian at Quintessentially
  • What can we say about Shearwater? As an insurer if you want the best cover then you need to be with Shearwater. Their service is second to none and their staff are always friendly, knowledgeable and there to help you, nothing is too much trouble.
    Leanne Hart & Daniel Bates, Para Dressage Rider
  • It is a comfort to know that the horses are Insured with Shearwater. They are a professional but friendly company, competitive and knowledgeable. On the claim we had they were fast and efficient and nothing was too much trouble. Would happily recommend Shearwater Insurance, especially as they have such a vast range of options from everything equine to travel and household.
    Michael Murphy - Irish International Para Dressage Rider
  • Shearwater is our absolute go-to for all of our insurance needs from house, yard and horse, to cars and liabilities. The team in the office are easy to talk to and they actually take the time to get to know you as a client. Most importantly, when you need to claim for something, they are quick and listen to your needs, making the whole process much less stressful in your hour of need. We wouldn't use anyone else!
    Chantal Siddle

Get In Touch Today

For professional insurance that means business.  Phone us today on 01992 718666 or request a quote online.