High Net Worth Insurance

You have plenty of options in protecting your high value home and lifestyle – we can guide you towards the right one.

Protection that fits your lifestyle

It’s often said that you only know what your insurance policy is worth when you make a claim. That’s a big gamble to take if your possessions amount to a sum higher than a standard household insurance policy can cover.

Wouldn’t it be better to know and trust in the expertise of an insurance broker with 20 years experience in arranging insurance for high value homes and possessions?

There are a lot of high net worth policies available that is policies specifically designed to protect homes and possessions of a higher value and choosing one that includes everything you need it to can be a stressful process.

You can make life easier on yourself by simply starting with us at Shearwater. We can discuss with you, your contents sum insured and look into other areas that you might not have considered, such as collections, fine artand the possible risk of identity fraud and extortion. Furthermore we can also discuss with you second or holiday homes.


Essential preparation

Once we have clarified exactly what it is you would like protected, we will help build a bigger and more detailed picture of your possessions and lifestyle in order to arrange a policy that is going to fit. Detailed documents around specific items, including photographs will make for a smoother claims process.



Handling your losses

At a time when you have been unfortunate to suffer a claim, our team at Shearwater are ready to step in to support you. We will ask for any details you have regarding the loss and refer back to detailed inventories that will allow us to negotiate a settlement with the insurance provider. If necessary we would arrange for alternative accommodation if needs be.

  • When the wheels fell off my lorry the Shearwater team were incredible. They called to check up on me, they arranged recovery and when the lorry was deemed a write off I was even given the option of keeping the scrap or not.
    Sarah Skillin, British Dressage Member
  • Shearwater not only provided a much more comprehensive policy but at an incredibly competitive price. Everything was very simple.
    Imogen Murray, International Event Rider (5* & Team GBR Nations Cup)
  • We've insured with Shearwater for a number of years and have always been very impressed with the customer service, claims handling, and competitive pricing. I've now moved all of our business and personal polices to Shearwater
    Simon Bates, Owner & Event Director of The College Equestrian, Keysoe
  • I have found Shearwater to be responsive and flexible in providing me and my company with individually tailored insurance packages to cover exactly what I need, at very competitive prices.
    Simon Hall, Managing Director of Soteria Ltd
  • We have worked with shearwater for many many years now! We use them for everything from our horses to our cars, our yard liability to the home insurance... They are a great company to deal with, both in terms of competitive rates and their customer services. I would highly recommend anyone looking at insurance to get in touch with them
    Becky Moody, Grand Prix Dressage Rider, Team GBR Podium Pathway Member
  • I have insured a few horses with shearwater over the years and have always been very impressed. The team on the phones are super helpful and they have always been great at paying out any claims. I wouldn’t hesitate to recommend their service to any of our Members
    Catherine Mills, Head of Global Retention & Equestrian at Quintessentially
  • What can we say about Shearwater? As an insurer if you want the best cover then you need to be with Shearwater. Their service is second to none and their staff are always friendly, knowledgeable and there to help you, nothing is too much trouble.
    Leanne Hart & Daniel Bates, Para Dressage Rider
  • It is a comfort to know that the horses are Insured with Shearwater. They are a professional but friendly company, competitive and knowledgeable. On the claim we had they were fast and efficient and nothing was too much trouble. Would happily recommend Shearwater Insurance, especially as they have such a vast range of options from everything equine to travel and household.
    Michael Murphy - Irish International Para Dressage Rider
  • Shearwater is our absolute go-to for all of our insurance needs from house, yard and horse, to cars and liabilities. The team in the office are easy to talk to and they actually take the time to get to know you as a client. Most importantly, when you need to claim for something, they are quick and listen to your needs, making the whole process much less stressful in your hour of need. We wouldn't use anyone else!
    Chantal Siddle

Get In Touch Today

Use the contact form to request a quote today.  Otherwise call the Shearwater team on 01992 718666 for a no obligation chat about your insurance needs.