Hotels, Guest Houses & B&Bs Insurance

Don't risk your hard earned reputation and service standards, with help from Shearwater.

All Encompassing Protection From Shearwater

When running a hotel, guest house or B&B business we understand that you rely heavily on your employees, hotel, guests and reputation.With Shearwater and a hotel insurance policy you will be best placed to protect these areas and your business overall.

Whether you run a large hotel or a small B&B or guest house, the worst possible scenario would be closing your doors to guests due to unforeseen circumstances like water damage, a loss of power or broken down equipment. At Shearwater we realise how an interruption like this could impact your business and ultimately your income. Being prepared for these events can make all the difference, and having a hotel insurance policy will take that preparation even further with business interruption insurance.

  • Public and employers’ liability
  • Business interruption and loss of income
  • Building and contents
  • Loss of refrigerated stock
  • Legal cover
  • Stock
  • Loss of licence
  • Guest effects
  • Private event cover

Generating positive reviews and maintaining your business’ reputation are what keep customers coming through the door. Shearwater are here to help alleviate the stress in maintaining these goals and ease your mind, so you can focus on what you are good at.


Protect Your Employees

Nothing is more important than health and safety at work when it comes to protecting your employees, especially within the hospitality industry. If an accident happens and your business is to blame, having employers’ liability cover in place with a hotel insurance policy will provide essential support.



Protect Your Guests

Whilst your guests stay with you and enjoy your high service standards and accommodation, it is important to consider that accidents can happen. When they do, having an insurance policy in place can help turn certain circumstances around, with compensation for members of the public if needed. Responding swiftly in these situations can restore faith in your service and reputation which may have been temporarily lost through an accident or injury.

  • When the wheels fell off my lorry the Shearwater team were incredible. They called to check up on me, they arranged recovery and when the lorry was deemed a write off I was even given the option of keeping the scrap or not.
    Sarah Skillin, British Dressage Member
  • Shearwater not only provided a much more comprehensive policy but at an incredibly competitive price. Everything was very simple.
    Imogen Murray, International Event Rider (5* & Team GBR Nations Cup)
  • We've insured with Shearwater for a number of years and have always been very impressed with the customer service, claims handling, and competitive pricing. I've now moved all of our business and personal polices to Shearwater
    Simon Bates, Owner & Event Director of The College Equestrian, Keysoe
  • I have found Shearwater to be responsive and flexible in providing me and my company with individually tailored insurance packages to cover exactly what I need, at very competitive prices.
    Simon Hall, Managing Director of Soteria Ltd
  • We have worked with shearwater for many many years now! We use them for everything from our horses to our cars, our yard liability to the home insurance... They are a great company to deal with, both in terms of competitive rates and their customer services. I would highly recommend anyone looking at insurance to get in touch with them
    Becky Moody, Grand Prix Dressage Rider, Team GBR Podium Pathway Member
  • I have insured a few horses with shearwater over the years and have always been very impressed. The team on the phones are super helpful and they have always been great at paying out any claims. I wouldn’t hesitate to recommend their service to any of our Members
    Catherine Mills, Head of Global Retention & Equestrian at Quintessentially
  • What can we say about Shearwater? As an insurer if you want the best cover then you need to be with Shearwater. Their service is second to none and their staff are always friendly, knowledgeable and there to help you, nothing is too much trouble.
    Leanne Hart & Daniel Bates, Para Dressage Rider
  • It is a comfort to know that the horses are Insured with Shearwater. They are a professional but friendly company, competitive and knowledgeable. On the claim we had they were fast and efficient and nothing was too much trouble. Would happily recommend Shearwater Insurance, especially as they have such a vast range of options from everything equine to travel and household.
    Michael Murphy - Irish International Para Dressage Rider
  • Shearwater is our absolute go-to for all of our insurance needs from house, yard and horse, to cars and liabilities. The team in the office are easy to talk to and they actually take the time to get to know you as a client. Most importantly, when you need to claim for something, they are quick and listen to your needs, making the whole process much less stressful in your hour of need. We wouldn't use anyone else!
    Chantal Siddle

Get A Quote Today

For professional insurance that means business.  Phone us today on 01992 718666 or request a quote online.