Pub & Restaurant Insurance

A slip-up in your hospitality business doesn’t mean your standards need to slide.

Enjoy Good Service From The Other Side With Shearwater  

Your business relies on your staff, premises, customers and services. Our commercial team at Shearwater can explain how our service and specialist insurance policies are best placed to protect you.

  • Public and employers’ liability
  • Business interruption and loss of income
  • Building and contents
  • Loss of refrigerated stock
  • Legal cover
  • Stock
  • Loss of licence
  • Guest effects
  • Private event cover

Let someone look after your business for a change, rather than the other way round. The commercial team at Shearwater can visit your business in person to discuss your priorities and see which products are going to be essential in protecting it. Through our independent advice and support, we’re just as focused on putting our client’s needs first as you are with your customers.


Protect Your Staff

Working in hospitality is not without its pressures and it’s the responsibility of each member of your staff to take note of health and safety precautions at work to prevent injury. But if, for whatever reason, there has been a slip in preventative measures and you as a business are to blame, then essential employers’ liability cover within a restaurant, public house or takeaway shop can provide essential support.



Protect your premises

Running a hospitality business is a venture that requires the delicate balance of good business acumen, a solid relationship with suppliers and a consistently high level of service, but there are some external circumstances that you can’t always predict. A burst pipe, unplanned street works, or a broken down freezer are all going to have an impact on your business and consequently your income. However prepared you are, having the right pub or restaurant insurance will take that preparation one step further with business interruption insurance.



Protect Your Customers

The menu you serve is only part of your customers’ experience. Of course you hope to deliver experiences that are positive and trouble free, but some issues can’t be helped. In such cases, an insurance policy can help turn certain problems around, with compensation for any members of the public where needed. This swift and genuine response can restore faith and reputation in your service that has been temporarily lost through an accident or injury.

  • When the wheels fell off my lorry the Shearwater team were incredible. They called to check up on me, they arranged recovery and when the lorry was deemed a write off I was even given the option of keeping the scrap or not.
    Sarah Skillin, British Dressage Member
  • Shearwater not only provided a much more comprehensive policy but at an incredibly competitive price. Everything was very simple.
    Imogen Murray, International Event Rider (5* & Team GBR Nations Cup)
  • We've insured with Shearwater for a number of years and have always been very impressed with the customer service, claims handling, and competitive pricing. I've now moved all of our business and personal polices to Shearwater
    Simon Bates, Owner & Event Director of The College Equestrian, Keysoe
  • I have found Shearwater to be responsive and flexible in providing me and my company with individually tailored insurance packages to cover exactly what I need, at very competitive prices.
    Simon Hall, Managing Director of Soteria Ltd
  • We have worked with shearwater for many many years now! We use them for everything from our horses to our cars, our yard liability to the home insurance... They are a great company to deal with, both in terms of competitive rates and their customer services. I would highly recommend anyone looking at insurance to get in touch with them
    Becky Moody, Grand Prix Dressage Rider, Team GBR Podium Pathway Member
  • I have insured a few horses with shearwater over the years and have always been very impressed. The team on the phones are super helpful and they have always been great at paying out any claims. I wouldn’t hesitate to recommend their service to any of our Members
    Catherine Mills, Head of Global Retention & Equestrian at Quintessentially
  • What can we say about Shearwater? As an insurer if you want the best cover then you need to be with Shearwater. Their service is second to none and their staff are always friendly, knowledgeable and there to help you, nothing is too much trouble.
    Leanne Hart & Daniel Bates, Para Dressage Rider
  • It is a comfort to know that the horses are Insured with Shearwater. They are a professional but friendly company, competitive and knowledgeable. On the claim we had they were fast and efficient and nothing was too much trouble. Would happily recommend Shearwater Insurance, especially as they have such a vast range of options from everything equine to travel and household.
    Michael Murphy - Irish International Para Dressage Rider
  • Shearwater is our absolute go-to for all of our insurance needs from house, yard and horse, to cars and liabilities. The team in the office are easy to talk to and they actually take the time to get to know you as a client. Most importantly, when you need to claim for something, they are quick and listen to your needs, making the whole process much less stressful in your hour of need. We wouldn't use anyone else!
    Chantal Siddle

Get A Quote Today

For professional insurance that means business.  Phone us today on 01992 718666 or request a quote online.