What Does Your SME Business Look Like?
Small Medium Enterprise (SME) businesses insurance is a good starting point for arranging policies that give you relevant protection for your business.
Working to protect your business, we have the knowledge about the covers that are going to be advantages.
- Full accidental damage
- Cover for buildings, contents, fixtures and stock
- Seasonal stock increases
- Employers' liability
- Public & products liability
- Money cover
- Goods in transit
- Frozen food
- Loss of licence
You could be a tack shop, hairdressers, fast food restaurant, florist or an office. As an experienced independent brokers, Shearwater insurance is in a good position to help you find steadfast protection. Our ultimate aim is to protect your business for any unexpected incidents and to help you manage them if or when they arise.
Extra Strength
SME’s need resilience in the face of various challenges, such as those presented either by a customer or a claim or even unforeseen circumstances e.g. adverse weather that can force you to close for an undetermined length of time.
An SME insurance policy arranged by Shearwater aims to give you extra resilience, so you don’t become one of those businesses around the UK that struggle to fully recover after a problem.
The Best Things Come In Small Packages
By small we mean concise. As an SME you are unlikely to need the same public liability limit as a larger company as it is most probable you will have less staff. However, you might benefit from other covers such as goods in transit or business interruption.
Either way we don’t just scale down a generic commercial policy. Our commercial team at Shearwater will be looking closely at your business to find out what needs protecting and to what extent.
-
When the wheels fell off my lorry the Shearwater team were incredible. They called to check up on me, they arranged recovery and when the lorry was deemed a write off I was even given the option of keeping the scrap or not.
-
Shearwater not only provided a much more comprehensive policy but at an incredibly competitive price. Everything was very simple.
-
We've insured with Shearwater for a number of years and have always been very impressed with the customer service, claims handling, and competitive pricing. I've now moved all of our business and personal polices to Shearwater
-
I have found Shearwater to be responsive and flexible in providing me and my company with individually tailored insurance packages to cover exactly what I need, at very competitive prices.
-
We have worked with shearwater for many many years now! We use them for everything from our horses to our cars, our yard liability to the home insurance... They are a great company to deal with, both in terms of competitive rates and their customer services. I would highly recommend anyone looking at insurance to get in touch with them
-
I have insured a few horses with shearwater over the years and have always been very impressed. The team on the phones are super helpful and they have always been great at paying out any claims. I wouldn’t hesitate to recommend their service to any of our Members
-
What can we say about Shearwater? As an insurer if you want the best cover then you need to be with Shearwater. Their service is second to none and their staff are always friendly, knowledgeable and there to help you, nothing is too much trouble.
-
It is a comfort to know that the horses are Insured with Shearwater. They are a professional but friendly company, competitive and knowledgeable. On the claim we had they were fast and efficient and nothing was too much trouble. Would happily recommend Shearwater Insurance, especially as they have such a vast range of options from everything equine to travel and household.
-
Shearwater is our absolute go-to for all of our insurance needs from house, yard and horse, to cars and liabilities. The team in the office are easy to talk to and they actually take the time to get to know you as a client. Most importantly, when you need to claim for something, they are quick and listen to your needs, making the whole process much less stressful in your hour of need. We wouldn't use anyone else!