Tradesman Insurance

Tradesman insurance policies; just solid protection that’s clearly explained.

Insurance That Works For You And Your Trade

It doesn’t matter to you that we have access to specialist products that meet the needs in excess of over 100 different trades. All that matters to you is that we at Shearwater have access to tradesman insurance that is going to work for you, your trade, your tools and equipment. We are confident in this because we know the cover options that are going to make for a solid insurance package.

  • Public and Employers’ liability
  • Hired in plant
  • Contract works
  • Personal accident
  • Cover for bona-fide subcontractors
  • Own equipment tools & plant

Liability and Indemnity

Adhering to high standards of safety and professionalism goes along way, but chance can always intervene. Damage or injury accidentally caused by you can be covered with public liability, a common feature in a tradesman insurance policy.



Your tools and plant - owned or hired in

Your revenue is offset with the cost of your tools and plant. Once you have purchased what you need, hopefully you won’t be faced again with the same outlay as you did when you first started out. That is providing they are not lost, stolen, or damaged.

If this does happen, whether it’s from site, your premises, or your vehicle, then you can be covered under your tradesman policy.



Contract Works

The “works” is whatever project you are contracted to be working on and while you are on site, your responsibility towards the works and materials is bound by that contract. This could be quite an expense if something beyond your control occurs. Depending on what the project is and the cost of the materials involved we can look into a contract works limit that means you won’t be left short if a claim occurs.

  • When the wheels fell off my lorry the Shearwater team were incredible. They called to check up on me, they arranged recovery and when the lorry was deemed a write off I was even given the option of keeping the scrap or not.
    Sarah Skillin, British Dressage Member
  • Shearwater not only provided a much more comprehensive policy but at an incredibly competitive price. Everything was very simple.
    Imogen Murray, International Event Rider (5* & Team GBR Nations Cup)
  • We've insured with Shearwater for a number of years and have always been very impressed with the customer service, claims handling, and competitive pricing. I've now moved all of our business and personal polices to Shearwater
    Simon Bates, Owner & Event Director of The College Equestrian, Keysoe
  • I have found Shearwater to be responsive and flexible in providing me and my company with individually tailored insurance packages to cover exactly what I need, at very competitive prices.
    Simon Hall, Managing Director of Soteria Ltd
  • We have worked with shearwater for many many years now! We use them for everything from our horses to our cars, our yard liability to the home insurance... They are a great company to deal with, both in terms of competitive rates and their customer services. I would highly recommend anyone looking at insurance to get in touch with them
    Becky Moody, Grand Prix Dressage Rider, Team GBR Podium Pathway Member
  • I have insured a few horses with shearwater over the years and have always been very impressed. The team on the phones are super helpful and they have always been great at paying out any claims. I wouldn’t hesitate to recommend their service to any of our Members
    Catherine Mills, Head of Global Retention & Equestrian at Quintessentially
  • What can we say about Shearwater? As an insurer if you want the best cover then you need to be with Shearwater. Their service is second to none and their staff are always friendly, knowledgeable and there to help you, nothing is too much trouble.
    Leanne Hart & Daniel Bates, Para Dressage Rider
  • It is a comfort to know that the horses are Insured with Shearwater. They are a professional but friendly company, competitive and knowledgeable. On the claim we had they were fast and efficient and nothing was too much trouble. Would happily recommend Shearwater Insurance, especially as they have such a vast range of options from everything equine to travel and household.
    Michael Murphy - Irish International Para Dressage Rider
  • Shearwater is our absolute go-to for all of our insurance needs from house, yard and horse, to cars and liabilities. The team in the office are easy to talk to and they actually take the time to get to know you as a client. Most importantly, when you need to claim for something, they are quick and listen to your needs, making the whole process much less stressful in your hour of need. We wouldn't use anyone else!
    Chantal Siddle

Get A Quote Today

For professional insurance that means business.  Phone us today on 01992 718666 or request a quote online.