The right cover, whatever the weather
Travelling – a wonderful, exciting pastime that can quickly turn into a stressful experience if something goes wrong. Rather than righting wrongs as it’s supposed to, poor travel insurance cover only adds salt to the wound if you’ve paid a premium only to find that very few scenarios have actually been taken into account.
If you’ve arranged your travel insurance at the last minute, chances are that you have gone for what is known as a single trip travel insurance policy. This can be fine if it is fit for purpose, but there are other options out there that could suit your travel plans better.
If you want our independent advice on how to best protect your travels, then the team at Shearwater can arrange affordable cover for all kinds of travel adventures and trips, from short-breaks to round-the-world excursions.
- Single trip
- Annual cover
- Long stay
- Pre-existing medical conditions
- 65 years +
- Group / family travel
- 24 hour emergency help line
We can usually arrange travel insurance that covers pre-existing medical conditions. However, if for some reason we are unable to find you affordable travel insurance for your medical conditions, the British Insurance Brokers Association (BIBA) has launched a directory listing companies that may be able to help you. The directory can be accessed by either clicking here or calling 0370 950 1790
Multi-Trip & Long Stay
You can be covered for a number of trips over the course of the year with one policy, referred to as annual or multi-trip travel insurance and this can even include the whole family. If only booking flights and hotels could be done in the same way.
Most standard insurance policies will only cover you for a limited period to reflect the length of a typical break. But there are those of us who might want to extend their stay, such as if they’re visiting relatives, on a gap year, or venturing further afield. For such cases, there is long stay travel insurance.
Age & Illness shouldn't clip your wings
The last thing you want to be told after a long standing or pre-existing illness is that you’re uninsurable for a much deserved trip away. With the help of the team at Shearwater and a pre-existing medical condition travel insurance policy, it doesn’t have to be this way.
It’s not uncommon for an off-the-shelf travel insurance policy premium to double when you reach the age of 65, which can quickly cancel out the other benefits of discounted entrance fees at the many attractions around Britain and Europe. At Shearwater, the insurance providers who offer a fairer premium on travel insurance for over 65s are on our radar. More importantly, we know what’s covered, and what’s not, so we can get your protection right before you go away.
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When the wheels fell off my lorry the Shearwater team were incredible. They called to check up on me, they arranged recovery and when the lorry was deemed a write off I was even given the option of keeping the scrap or not.
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Shearwater not only provided a much more comprehensive policy but at an incredibly competitive price. Everything was very simple.
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We've insured with Shearwater for a number of years and have always been very impressed with the customer service, claims handling, and competitive pricing. I've now moved all of our business and personal polices to Shearwater
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I have found Shearwater to be responsive and flexible in providing me and my company with individually tailored insurance packages to cover exactly what I need, at very competitive prices.
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We have worked with shearwater for many many years now! We use them for everything from our horses to our cars, our yard liability to the home insurance... They are a great company to deal with, both in terms of competitive rates and their customer services. I would highly recommend anyone looking at insurance to get in touch with them
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I have insured a few horses with shearwater over the years and have always been very impressed. The team on the phones are super helpful and they have always been great at paying out any claims. I wouldn’t hesitate to recommend their service to any of our Members
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What can we say about Shearwater? As an insurer if you want the best cover then you need to be with Shearwater. Their service is second to none and their staff are always friendly, knowledgeable and there to help you, nothing is too much trouble.
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It is a comfort to know that the horses are Insured with Shearwater. They are a professional but friendly company, competitive and knowledgeable. On the claim we had they were fast and efficient and nothing was too much trouble. Would happily recommend Shearwater Insurance, especially as they have such a vast range of options from everything equine to travel and household.
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Shearwater is our absolute go-to for all of our insurance needs from house, yard and horse, to cars and liabilities. The team in the office are easy to talk to and they actually take the time to get to know you as a client. Most importantly, when you need to claim for something, they are quick and listen to your needs, making the whole process much less stressful in your hour of need. We wouldn't use anyone else!