Specialist High Value Horse Insurance

Don't settle for anything less than specialist high value horse insurance, from a team that understands.

Horse Insurance That Beats The Competition

High value sports horses are a niche market, often with international travel and higher levels of of competition to consider when placing the insurance.  The equine specialists at Shearwater, understand the intricacies of this market and are therefore best placed to help our clients secure the right level of cover for their equine investment. With over 30-years of equestrian insurance experience, and as horse owners ourselves, Shearwater offers a team of horse insurance experts to broker you the best deal and support you through the claims process.

As the equestrian industry has evolved so have we and so have diagnostics and treatments advancements.  Therefore, the cost of veterinary bills has risen as well. We know this at Shearwater, and it’s something we account for when sourcing your insurance policy. We remain one of the leaders in equine insurance and can offer you the right policy to suit your equestrian needs.

Our cover at a glance:

  • Cover for death included in every policy
  • Variable levels of vets fees cover
  • Variable levels of excess
  • Cover for foals from 24 hours old
  • Options for loss of use

Our team of horse owners will endeavour to make your customer journey as simple as possible. As brokers, we're legally bound to supply you with the best priced policy we can offer.


Personal Accident for Riders

With its inherent risks, horse riding is considered one of the most dangerous sports in the UK, and an injury sustained while working with horses could be one that keeps you from work for weeks, months or even permanently. Anyone who participates accepts these risks, which is why it’s so important to embrace horse rider insurance as a necessity.

Shearwater is also a leader in stunt performer insurance, with discounted rates for those on the Stunt Register


More Than Just Horse Insurance

At Shearwater we offer more than just horse insurance, from Horsebox and Trailer policies, to yard insurance, tack and personal accident policies.  Our friendly team of equestrian insurance experts can help source all the cover you need for your equestrian lifestyle.

  • When the wheels fell off my lorry the Shearwater team were incredible. They called to check up on me, they arranged recovery and when the lorry was deemed a write off I was even given the option of keeping the scrap or not.
    Sarah Skillin, British Dressage Member
  • Shearwater not only provided a much more comprehensive policy but at an incredibly competitive price. Everything was very simple.
    Imogen Murray, International Event Rider (5* & Team GBR Nations Cup)
  • We've insured with Shearwater for a number of years and have always been very impressed with the customer service, claims handling, and competitive pricing. I've now moved all of our business and personal polices to Shearwater
    Simon Bates, Owner & Event Director of The College Equestrian, Keysoe
  • I have found Shearwater to be responsive and flexible in providing me and my company with individually tailored insurance packages to cover exactly what I need, at very competitive prices.
    Simon Hall, Managing Director of Soteria Ltd
  • We have worked with shearwater for many many years now! We use them for everything from our horses to our cars, our yard liability to the home insurance... They are a great company to deal with, both in terms of competitive rates and their customer services. I would highly recommend anyone looking at insurance to get in touch with them
    Becky Moody, Grand Prix Dressage Rider, Team GBR Podium Pathway Member
  • I have insured a few horses with shearwater over the years and have always been very impressed. The team on the phones are super helpful and they have always been great at paying out any claims. I wouldn’t hesitate to recommend their service to any of our Members
    Catherine Mills, Head of Global Retention & Equestrian at Quintessentially
  • What can we say about Shearwater? As an insurer if you want the best cover then you need to be with Shearwater. Their service is second to none and their staff are always friendly, knowledgeable and there to help you, nothing is too much trouble.
    Leanne Hart & Daniel Bates, Para Dressage Rider
  • It is a comfort to know that the horses are Insured with Shearwater. They are a professional but friendly company, competitive and knowledgeable. On the claim we had they were fast and efficient and nothing was too much trouble. Would happily recommend Shearwater Insurance, especially as they have such a vast range of options from everything equine to travel and household.
    Michael Murphy - Irish International Para Dressage Rider
  • Shearwater is our absolute go-to for all of our insurance needs from house, yard and horse, to cars and liabilities. The team in the office are easy to talk to and they actually take the time to get to know you as a client. Most importantly, when you need to claim for something, they are quick and listen to your needs, making the whole process much less stressful in your hour of need. We wouldn't use anyone else!
    Chantal Siddle

Get A Quote Today

For insurance that beats the competition.  Phone us today on 01992 718666 or request a quote online.