Horsebox Insurance

Comprehensive horsebox insurance, to keep you and your horse safe whilst in the road.

Comprehensive Horsebox Insurance

Put your horsebox insurance in the hands of the experts at Shearwater Insurance.  Shearwater’s expert equestrian insurance brokers can secure you the best deal on horsebox insurance.  With access to multiple insurers, we can meet almost all customer demands.

Horsebox insurance might be a legal requirement but choosing the right policy for your needs can often feel overwhelming.  Shearwater’s vast experience in specialist horsebox and horse trailer insurance means we’re uniquely placed to understand the needs and demands of every horsebox over.  Our team will remove the stress and strain of sourcing insurance and find you appropriate horsebox insurance to transport your horses and ponies safely, whether it be for business or pleasure.

We’ve had over three decades to get to grips with the specialist nature of horsebox insurance.  In that time, we’ve looked after thousands of clients’ horseboxes with policies from some of the best-known names in the UK insurance industry.

We offer a professional and dedicated service, from a small and caring team of equestrian insurance professionals.  Removing the need to sit in lengthy queues for an offshore call centre.

horsebox and horse transporter insurance from shearwater insurance

Key Features

Key Features

  • Competitive pricing on all horseboxes – all weights, values up to £750,000, for personal or commercial use
  • Any driver over 25-years-old as standard, with options for younger drivers
  • Unlimited mileage policies, or options to restrict mileage to save money on premiums
  • No Claims Bonus available
  • UK nationwide recovery, with specialist onward transportation, an option
  • Home start included as standard with breakdown cover
  • Hire & Reward and business use
  • Options for legal expenses and key cover
  • Flexible payment options available
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Key Cover

Replacement keys or locksmiths can be very expensive.  Key cover provides insurance for lost or stolen keys.  Cover is also included should you lock your keys inside your home or vehicle and require a locksmith to gain entry.

Available for just £16.50 – a small cost for peace of mind.

Small Business Insurance from Shearwater Insurance

Adding Motor Legal Expense insurance for just £37.50 could save you £1000s in the event of an accident or dispute.

The policy is designed to cover the cost of professional fees charged by a solicitor following a specific occurrence, provided that cover for that occurrence is detailed within the policy wording and is not specifically excluded.


Horsebox recovery is not included as standard but is available as an additional policy.  At Shearwater we only work with highly regarded breakdown providers, with nation wide support networks.  When combined with our horsebox insurance, customers can save on their Horsebox Breakdown policy.

At Shearwater Insurance we include any driver over 25-years-old as standard in all our horsebox insurance policies, meaning comprehensive cover is available to anyone over that age that you agree to drive your vehicle.

Named driver and young driver options are also available.

If you are not receiving any form of ‘reward’, financial or otherwise, then you will be covered to transport other’s horses under a horsebox insurance policy that is for ‘social, domestic and pleasure’.  When charging people for transporting their horses, or if using the horsebox in connection with your business then a policy change will be required.

We recommend discussing your types of use with one of our brokers for expert advice.

Business Use – will provide cover if you are using your horsebox in connection with your own business.  For example, if you are a professional rider transporting horses to competitions, on behalf of owners, but are not receiving any type of reward from which you make a profit from.

Hire & Reward – is when you are viewed to be receiving a profitable reward for transporting other people’s horses.  This could include charging a specific fee per mile.

Processes may vary depending on your individual insurer.  Always make sure you have policy details, including policy number and claims number, saved, and stored in a handy location.

Call the relevant claims team as soon as a claim arises.  Or call Shearwater’s claims team for support every step of the way

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Get In Touch Today

For insurance that beats the competition.  Phone us today on 01992 718666 or request a quote online.