Horse Trailer Insurance
Your horse trailer is much more than an extension of your vehicle. Treat it so with the right insurance.
Specialist Horse Trailer Insurance
Don’t settle for the basics, specialist horse trailer insurance is what you need.
Any form of equine transport should be fully protected by a specialist equestrian insurer. At Shearwater Insurance, we’ve been helping to keep horse trailer owners on the road for over 20 years. We understand the risks involved, and how peace of mind when travelling horses is so very important.
A policy arranged by us will take into consideration the fact that you may be transporting other people’s horses, in which case care, custody and control insurance should be included.
Damage, Fire & Theft
- loss or damage to your horse trailer
- accidental damage or malicious damage
- fire
- theft
Fire & Theft Only
- Loss or damage to your horse trailer caused by fire, lightening, self-ignition, explosion, theft or attempted theft
Additional Benefits
- unlimited glass and window replacement
- unlimited replacement locks
Broaden your horizons
Competitions and other engagements can call you further afield, and your horse trailer can be covered for a limited time while abroad.
You just need to make our team aware of where you’re going, and how long for, and we’ll arrange this extension for you, providing it’s not within an excluded territory.
Horsebox Insurance
Looking for insurance on something a little larger?
At Shearwater we have specialist policies available for all shapes and sizes, from 3.5t to HGV.
FAQs
You don't legally have to have a separate policy for a trailer. This is because during its use, when it is attached to a car that is insured sufficiently, your trailer is covered by third party liability. This means if you cause any damage to property or other vehicles you will be insured. However, this will not cover for theft or damage to the trailer itself. It is therefore always advisable to take out a separate insurance policy to protect yourself in the event that it's stolen or involved in an accident.
The trailer itself is covered no matter who is towing it, with the owner's permission, providing they are insured on the vehicle they are towing it with.
This would be covered when attached to a private car under the "towing risk" section of the client's policy wording, or it could be specified on the private car policy.
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When the wheels fell off my lorry the Shearwater team were incredible. They called to check up on me, they arranged recovery and when the lorry was deemed a write off I was even given the option of keeping the scrap or not.
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Shearwater not only provided a much more comprehensive policy but at an incredibly competitive price. Everything was very simple.
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We've insured with Shearwater for a number of years and have always been very impressed with the customer service, claims handling, and competitive pricing. I've now moved all of our business and personal polices to Shearwater
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I have found Shearwater to be responsive and flexible in providing me and my company with individually tailored insurance packages to cover exactly what I need, at very competitive prices.
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We have worked with shearwater for many many years now! We use them for everything from our horses to our cars, our yard liability to the home insurance... They are a great company to deal with, both in terms of competitive rates and their customer services. I would highly recommend anyone looking at insurance to get in touch with them
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I have insured a few horses with shearwater over the years and have always been very impressed. The team on the phones are super helpful and they have always been great at paying out any claims. I wouldn’t hesitate to recommend their service to any of our Members
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What can we say about Shearwater? As an insurer if you want the best cover then you need to be with Shearwater. Their service is second to none and their staff are always friendly, knowledgeable and there to help you, nothing is too much trouble.
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It is a comfort to know that the horses are Insured with Shearwater. They are a professional but friendly company, competitive and knowledgeable. On the claim we had they were fast and efficient and nothing was too much trouble. Would happily recommend Shearwater Insurance, especially as they have such a vast range of options from everything equine to travel and household.
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Shearwater is our absolute go-to for all of our insurance needs from house, yard and horse, to cars and liabilities. The team in the office are easy to talk to and they actually take the time to get to know you as a client. Most importantly, when you need to claim for something, they are quick and listen to your needs, making the whole process much less stressful in your hour of need. We wouldn't use anyone else!