At a Glance
  • Accidental damage available
  • Worldwide/all risk cover on contents available
  • Fine art & antiques cover available
  • Alternative accommodation Included
  • Outbuildings & stables extension included
  • Emergency repairs cover included
  • Damage by domestic pets available
  • Replacement locks & keys available
  • Identity fraud available
  • Family legal protection available

When you were looking for your home, was it all about the price? Did you opt for the cheapest house or flat you could find? For most, there’s so much more to finding the right home than price.

Given that your home insurance is designed to cover something so important, you should ask yourself whether going for the base level option is going to be for the best for you in the long run.

Considered cover for your home

We take the same care and consideration in protecting your home at Shearwater as you do in choosing it, both the buildings and the contents within. When we have found out more about what makes your home yours, is a policy that gives as much protection as it can from what is available, at a price that’s going to be affordable for you.

Protection for different shapes and sizes

Your household insurance policy can cover the building, your personal possessions, or both and can work for you whether you are a homeowner, private tenant. We can also quote for thatched roof property, second home or a holiday home.

Inside – Contents Insurance

Insurable possessions are essentially everything that would fall out of your home if it were possible to turn it upside down. Certain items such as expensive art and collectables i.e. coins can be specifically accounted for by designating them as higher value contents.

And out – Buildings Insurance

The entirety of your home, bricks and mortar, roof tiles and paving slabs are typically covered with a buildings only policy, which accounts for the rebuild value of your home, not the market value.

There are a range of policies out there to choose from, and at Shearwater we have got the keen eye to find the one that is going to work for you.


default image


Hi Shona, I suspect you don’t realise how extremely rare it is to be able to deal with someone who’s actually helpful and does what she says she’s going to do. I now officially nominate you to run the customer service departments of BT, British Gas, Santander Bank, Vodafone and the VAT office! I think

March 17, 2016

Read More

Use our online form to request a quote now. Otherwise call our team on 01992 707314 for a chat about your insurance needs

Back to top