At a Glance
  • Buildings & contents Index linking available providing inflation protection
  • Accidental damage
  • Worldwide/all risk cover on contents
  • Fine art & antiques cover
  • Alternative accommodation
  • Outbuildings & stables extension
  • Emergency repairs cover
  • Damage by domestic pets
  • Replacement locks & keys
  • Identity fraud
  • Family legal protection

It’s often said that you only know what your insurance policy is worth when you make a claim. That’s a big gamble to take if your possessions amount to a sum higher than a standard household insurance policy can cover.

Wouldn’t it be better to know and trust in the expertise of an insurance broker with 20 years experience in arranging insurance for high value homes and possessions?

Where to start

There are a lot of high net worth policies available that is policies specifically designed to protect homes and possessions of a higher value and choosing one that includes everything you need it to can be a stressful process.

You can make life easier on yourself by simply starting with us at Shearwater. We can discuss with you, your contents sum insured and look into other areas that you might not have considered, such as collections, fine artand the possible risk of identity fraud and extortion. Furthermore we can also discuss with you second or holiday homes.

Essential preparation

Once we have clarified exactly what it is you would like protected, we will help build a bigger and more detailed picture of your possessions and lifestyle in order to arrange a policy that is going to fit. Detailed documents around specific items, including photographs will make for a smoother claims process.

Handling your losses

At a time when you have been unfortunate to suffer a claim, our team at Shearwater are ready to step in to support you. We will ask for any details you have regarding the loss and refer back to detailed inventories that will allow us to negotiate a settlement with the insurance provider. If necessary we would arrange for alternative accommodation if needs be.


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Dear Shona, I have just received the cheque in settlement of my claim from the insurance company. I thank you and Richard for the speedy and efficient manner in which the claim was handled which was made very easy by the pair of you, with the minimum of fuss. It’s very reassuring to know when

March 17, 2016

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Use our online form to request a quote now. Otherwise call our team on 01992 707314 for a chat about your insurance needs

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