Overview

Whether you’re running an equestrian business or managing your own private stables, working with horses should be a joy and not a chore. Horses and ponies bring a great deal of pleasure to those around them, but they are unpredictable animals, and anyone who works around, handles, or cares for them, needs to understand the risks associated.

At Brown & Brown we offer a range of solutions designed specifically for your equine activities, be it for a private yard or livery yard, specialist cover for freelance instructors and riders, riding schools, riders insurance, transport and events.

Brown & Brown equine division specialise in equestrian insurance providing cover for private and business owners and work to meet your equine insurance needs.

With most of our team being horse owners ourselves, the Brown & Brown team is best placed to handle all of your equestrian insurance needs. With over 100 years’ experience, between us, in the equine insurance sector, Brown & Brown have got solutions for you.

Ready to help minimise your risk and uncertainty?

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How We Can Help

Our comprehensive range of Equestrian Insurance solutions can include cover for Horseboxes and Trailers, Personal Accident Insurance for horse riders and those who work with horses. Equestrian Buildings & contents Insurance, and Liability Insurance tailored for livery yards, Competition centres, Riding schools and Trekking centres.

We take pride in providing solutions tailored to meet our clients’ specific equestrian requirements.

Securing sufficient insurance cover as a business owner, is a crucial investment, and can offer protection against financial losses and potential fees. At Brown & Brown, our team understands the unique needs of our customers. We are dedicated to providing equine Insurance solutions that offer peace of mind, ensuring that you can quickly and easily recover from any unforeseen circumstances.

Some of the Equine Insurance Policies We Can Offer

Equestrian Property Insurance (Equestrian Buildings and Contents Insurance)
Private, Grass & DIY Livery Yard Insurance
Livery Yard liability insurance
Riding School liability insurance
Trekking centre liability insurance
Instructor & Groom Insurance
Landowner liability
Show & Events
Saddle Fitting Insurance
Horse Transporter liability insurance
Horsebox Insurance
Trailer Insurance
Horsebox & Trailer Breakdown Cover
Agricultural Vehicle Insurance
Personal Accident Insurance

What is Typically Covered?

Equine Public & Employers Liability
Care custody and control of horses
Equine buildings and contents
Business Interruption & Money cover
Horseboxes, Trailers Agricultural vehicles & Fleets
Quad bike for agricultural use only
Personal accident for riders & stunt performers

What is Typically Not Covered?

Thoroughbred Stud farms
Racehorse trainers
Self-drive hire for horseboxes
Non-UK residents
Horse and pet insurance.

Building & Contents

Protect your stables, saddlery, equestrian tools, forage and livestock through an Equestrian Insurance policy that can safeguard your business operations and promote continuity should unexpected, adverse circumstances arise.

Personal Accident

Horse riders have a unique set of risks that make them vulnerable to accidents and injury. Horse Rider Insurance can be tailored to your individual needs, alleviating the losses and costs associated with horse riding accidents.

Livery Liability

Protect your premises and operations in the rare event that you are faced with claims resulting from injury, illness, death or other damage through Brown & Brown’s Livery Liability Insurance options.

Agricultural Vehicles

Brown & Brown can provide a specialised, comprehensive policy that covers a variety of agricultural vehicles, such as cranes, tractors, forklift trucks and more.

Riding Clubs & Shows

Protect your Riding club and events in the rare event that you are faced with claims resulting from injury, death or other damage through Brown & Brown’s equine liability insurance options.

Horsebox & Horse Trailer Insurance

A Brown & Brown Horsebox Insurance policy offers peace of mind and protection while transporting yourself and your horse. . It typically includes protection against theft, damage, and accidents, as well as breakdown cover to ensure the safety of both the vehicle and the horses during transit