At a Glance
  • Comprehensive
  • Third party, fire & theft
  • Third party only
  • Courtesy car available
  • Family fleet & multi car policies
  • 30 day European use
  • Flexible payment methods
  • Specialist 4×4 insurance
  • Business use
  • Off-road cover
  • Legal expenses & breakdown also

You want your motor insurance to justify the price of the premium – after all, it’s an expense that you can’t avoid if you own a car or motorcycle and you actually want to drive it. But you could find yourself regretting your decision to go too cheap if you’re left without the financial means to replace your car, or compensate another injured driver.

The limits of online

Price comparison sites are useful for delivering a choice of quotes almost instantly, but this doesn’t take into account that you are an individual driver. Worse still, if you are a young driver, or have unspent convictions, this can be a red flag to most insurers who, faced with gloomy statistics, will be forced to hike up the premium without knowing more about you.

Exploring every avenue

Our motor team at Shearwater work hard to look for the right private car insurance policy, whether you’re looking for multi-car cover for your family or are a new or young driver. We have access to some of the best insurers in the UK, and with the right information from you, we’ll negotiate on your premium to aim for the fairest price possible, by giving the insurer an insight that goes beyond what’s written on paper.

The results

What we hope to leave you with at Shearwater is a flexible policy that offers not only value for money, but cover in all the right areas for you.


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Dear Jeremy, I’d like to congratulate you and your team once again, on the excellent customer service. I’ve been dealing with Debbie, as I take delivery of a new car on Wednesday. She has been very helpful and thorough. Best wishes to you and Sue. Penny

March 17, 2016

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Use our online form to request a quote now. Otherwise call our team on 01992 707313 for a chat about your insurance needs

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