Ring fence your land and protect your liabilities
Whether you are leasing your stables or fields to others, or simply enjoying your own space at home, you hold a responsibility to ensure your equestrian property is safe and fit for purpose.Perhaps you have a small field with one or two horses in, or a large stable set up with ménage and equestrian facilities.
Whichever sounds more like you, animals are unpredictable and accidents can happen, whether it’s a gate swings open and hitting someone or a passerby is bitten by a horse.
- Grazing land and stable owners
- Covers persons injured or property damage in, on or around the land/property insured.
- Defence costs around false allegations of negligence
- Option to cover future development sites any other types of land
Shearwater can help you protect against claims being made against you and provide compensation in the event that an incident, such as injury or damage to property, occurs to a third party, whether you’re allowing other people to use your land and its facilities or not.
As a specialist equestrian broker, you can be sure that your needs will be met with a clear understanding of your requirements. We’ve encountered a colourful variety of claims since our establishment and so we’re well prepared for most eventualities.
Someone’s been bitten by a horse, now what?
Were you at fault? This is where having the right insurance in place for your land will make all the difference, whether it’s one field or 20 horses in a large equestrian set up. If this person were injured by the horse in question, or their car is damaged by a falling branch on your private road, then a land liability policy would cover the court costs incurred, such as solicitor’s fees, and compensation that would need to be paid out if you were to lose the case.
When the wheels fell off my lorry the Shearwater team were incredible. They called to check up on me, they arranged recovery and when the lorry was deemed a write off I was even given the option of keeping the scrap or not.
Shearwater not only provided a much more comprehensive policy but at an incredibly competitive price. Everything was very simple.
We've insured with Shearwater for a number of years and have always been very impressed with the customer service, claims handling, and competitive pricing. I've now moved all of our business and personal polices to Shearwater
I have found Shearwater to be responsive and flexible in providing me and my company with individually tailored insurance packages to cover exactly what I need, at very competitive prices.
We have worked with shearwater for many many years now! We use them for everything from our horses to our cars, our yard liability to the home insurance... They are a great company to deal with, both in terms of competitive rates and their customer services. I would highly recommend anyone looking at insurance to get in touch with them
I have insured a few horses with shearwater over the years and have always been very impressed. The team on the phones are super helpful and they have always been great at paying out any claims. I wouldn’t hesitate to recommend their service to any of our Members
What can we say about Shearwater? As an insurer if you want the best cover then you need to be with Shearwater. Their service is second to none and their staff are always friendly, knowledgeable and there to help you, nothing is too much trouble.
It is a comfort to know that the horses are Insured with Shearwater. They are a professional but friendly company, competitive and knowledgeable. On the claim we had they were fast and efficient and nothing was too much trouble. Would happily recommend Shearwater Insurance, especially as they have such a vast range of options from everything equine to travel and household.
Shearwater is our absolute go-to for all of our insurance needs from house, yard and horse, to cars and liabilities. The team in the office are easy to talk to and they actually take the time to get to know you as a client. Most importantly, when you need to claim for something, they are quick and listen to your needs, making the whole process much less stressful in your hour of need. We wouldn't use anyone else!
Get In Touch Today
For insurance that beats the competition. Phone us today on 01992 718666 or request a quote online.