Land Liability Insurance

Your land, your responsibility. Protect it and those on it with the right insurance

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Ring fence your land and protect your liabilities

Whether you are leasing your stables or fields to others, or simply enjoying your own space at home, you hold a responsibility to ensure your equestrian property is safe and fit for purpose.Perhaps you have a small field with one or two horses in, or a large stable set up with ménage and equestrian facilities.

Whichever sounds more like you, animals are unpredictable and accidents can happen, whether it’s a gate swings open and hitting someone or a passerby is bitten by a horse.

  • Grazing land and stable owners
  • Covers persons injured or property damage in, on or around the land/property insured.
  • Defence costs around false allegations of negligence
  • Option to cover future development sites any other types of land

Shearwater can help you protect against claims being made against you and provide compensation in the event that an incident, such as injury or damage to property, occurs to a third party, whether you’re allowing other people to use your land and its facilities or not.

As a specialist equestrian broker, you can be sure that your needs will be met with a clear understanding of your requirements. We’ve encountered a colourful variety of claims since our establishment and so we’re well prepared for most eventualities.

 

Someone’s been bitten by a horse, now what?

Were you at fault? This is where having the right insurance in place for your land will make all the difference, whether it’s one field or 20 horses in a large equestrian set up. If this person were injured by the horse in question, or their car is damaged by a falling branch on your private road, then a land liability policy would cover the court costs incurred, such as solicitor’s fees, and compensation that would need to be paid out if you were to lose the case.

  • When the wheels fell off my lorry the Shearwater team were incredible. They called to check up on me, they arranged recovery and when the lorry was deemed a write off I was even given the option of keeping the scrap or not.
    Sarah Skillin, British Dressage Member
  • Shearwater not only provided a much more comprehensive policy but at an incredibly competitive price. Everything was very simple.
    Imogen Murray, International Event Rider (5* & Team GBR Nations Cup)
  • We've insured with Shearwater for a number of years and have always been very impressed with the customer service, claims handling, and competitive pricing. I've now moved all of our business and personal polices to Shearwater
    Simon Bates, Owner & Event Director of The College Equestrian, Keysoe
  • I have found Shearwater to be responsive and flexible in providing me and my company with individually tailored insurance packages to cover exactly what I need, at very competitive prices.
    Simon Hall, Managing Director of Soteria Ltd
  • We have worked with shearwater for many many years now! We use them for everything from our horses to our cars, our yard liability to the home insurance... They are a great company to deal with, both in terms of competitive rates and their customer services. I would highly recommend anyone looking at insurance to get in touch with them
    Becky Moody, Grand Prix Dressage Rider, Team GBR Podium Pathway Member
  • I have insured a few horses with shearwater over the years and have always been very impressed. The team on the phones are super helpful and they have always been great at paying out any claims. I wouldn’t hesitate to recommend their service to any of our Members
    Catherine Mills, Head of Global Retention & Equestrian at Quintessentially
  • What can we say about Shearwater? As an insurer if you want the best cover then you need to be with Shearwater. Their service is second to none and their staff are always friendly, knowledgeable and there to help you, nothing is too much trouble.
    Leanne Hart & Daniel Bates, Para Dressage Rider

Get In Touch Today

For insurance that beats the competition.  Phone us today on 01992 707318 or request a quote online.

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