Blog

In our ever increasingly uncertain world, it is inevitable that we will look to save costs where we can.  Reducing your insurance cover may feel like an obvious place to start, but could you take the hit should the worst happen?  Equestrian insurance specialists, Shearwater Insurance now offer Equine Catastrophe Insurance as a more cost-effective option for horse owners.

Equine Catastrophe Insurance could be a win-win situation.  Veterinary fee cover for accidental external injuries and other covered perils, such as colic surgery.

The insurance market is hardening, bringing pressure from insurers to increase premiums, tighten terms and reduce coverage.

In this blog the Shearwater team reviews current market conditions and provides guidance on how to work with your broker to manage a hard market.

Gearing up for a busy season behind the wheel? Before you dust off your sat-nav, make sure you’re properly covered.

No matter how often you hit the road, it’s essential that you have the right insurance policy for your horsebox or trailer. But do you know which category your usage falls into? Shearwater Insurance breaks down the basics.

With many equestrian's tack rooms boasting a better array of clothing for their horse than their own wardrobe the question of tack and equipment insurance comes up time and time again.  Saddles can vary in price from a few £100s to several £1000s for custom made competition saddlery.  Keeping your kit under lock and key and adequately insurance should be high on your priority list.

In this blog the Shearwater team tackle some of your most frequently asked questions on the topic of tack insurance.

No matter the role you occupy in the equestrian industry, appropriate protection for your future is key. But do you know which insurance policy you need, and which you can miss out? Shearwater Insurance explains it all.

Whether you’re running a traditional equestrian business, a small business from home or an online shop; running your own business can come with many perks, but have you got all your bases covered should things not go to plan?

No matter what area of the equestrian industry you occupy, appropriate coverage is key. But, do you know which insurance policy you need, and which you can miss out? Shearwater Insurance explains it all.

If you have a lorry or trailer to transport your horse then insurance is an important matter to you. It can be confusing as to what is included in your policy so the team at Shearwater are on hand to help you out.

What kind of insurance do I need for my horsebox?

Horsebox insurance varies however the majority of people choose to take out a fully comprehensive policy. Shop around to ensure your cover fits all of your requirements and look at the excess you will be paying to ensure it is affordable in the event of a claim.

To insure or not to insure? That is the question.  The costs of owning horses spiral upwards without the cost of insuring, but can you cover the unexpected costs should the worst happen? Some insurances are mandatory, but others are optional, do you know which policies you need?

As we enter a new phase in our return to 'normality' many businesses look at how they may get their employees back into the workplace and start to welcome back customers.  The COVID-19 pandemic has changed many aspects of the current workplace, and hygiene and cleanliness are key topics when creating post-coronavirus workplace plans.

Being prepared, creating and effective plan and taking the necessary steps to ensure workplace preparedness, employers can help prevent the spread of COVID-19 and protect the health and safety of their employees.

Our team are pleased to share a return to the workplace checklist for those looking for an extra helping hand.

As lockdown conditions begin to ease across the country many equestrians will take the chance to increase their level of activity and get back to training.  Governing bodies are also looking to resume competition as soon as possible, and numerous riding schools and training venues are looking to re-open their facilities.  At Shearwater Insurance our team are frequently asked how these changes in Government policy may affect their current insurance policies and those policies that are included as member benefits, such as our British Dressage members insurance.

The following information takes guidance from our underwriters and British Equestrian.