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Alongside having livery agreements in place, livery yard owners need to ensure they have effective insurance coverage to not only protect their own finances but to meet their legal requirements and protect the wellbeing of their equine and human inhabitants.

Insuring your yard and everything around it shouldn’t be a stressful experience. At Shearwater Insurance our equine specialists understand this niche market and the importance of getting everything tailored for you. Here the team answer some of the commonly asked questions about insuring your livery yard.

No matter the role you occupy in the equestrian industry, appropriate protection for your future is key. But do you know which insurance policy you need, and which you can miss out? Shearwater Insurance explains it all.

Gearing up for a busy competition season? Before you dust off your cross-country colours, and polish your boots, make sure you’re properly covered – from the right type of horsebox insurance to a personal accident safety net should you fall.  Shearwater Insurance, partners of the EHOA and ERA, offer their expert advice on what level of cover you need for the forthcoming season.

The contents of your tack room can represent a hefty investment – custom saddles, bespoke bridles, rugs, clippers, all add up to a sizeable investment.  Do you have the spare funds to replacement them in the event of a break-in, fire, or flood?  If the answer is no, then tack and contents insurance is an area to give serious consideration.

With Winter here don’t risk getting stuck out in the cold without breakdown insurance.  Whether you’re in your own personal car, horsebox or car and trailer, our expert motoring team share 5 key pieces of advice on how to cope in the event of a motoring breakdown.

Gearing up for a busy season behind the wheel? Before you dust off your sat-nav, make sure you’re properly covered 

No matter how often you hit the road, it’s essential that you have the right insurance policy for your horsebox or trailer. But do you know which category your usage falls into? Shearwater Insurance breaks down the basics.

Running a livery yard can be a commercial venture or provide supplementary income to support your equestrian hobby.  Whichever side of the line you fall, it is imperative that you have the right level of insurance cover to protect your investment in the event of claim.  Shearwater's equine liability experts answer some key questions around livery yard insurance, stables insurance and what cover you need.

Breaking down can be a stressful situation at the best of times, but breaking down with horses on board becomes even more stressful and perilous.  Having a specialist horsebox breakdown policy can provide the essential back up you need in times of strife. 

At Shearwater we'll only provide cover from market leaders Equine Rescue Services.  Here we discuss a number of key benefits you can expect.

You’ve topped up your hay stores, reproofed your rug collection, and bought your horse an advent calendar (don’t worry, we won’t judge) – but have you done an audit of your insurance policies to ensure they’re ready for the colder months, too?

With the Met Office advising that Storm Arwen is on the way, how can you weather the storm?

Data shows that storms are one of the most common perils, with rain and wind likely to cause the most damage to both property and vehicles.