Jewellery Shop Insurance

To get the perfect protection for your jewellers there are many elements to consider.

Pick A Policy That Shines

Getting the right level of protection with jewellery shop insurance is of utmost importance – especially as many items will be undoubtedly high in value and attractive to thieves.To get the perfect protection for your jewellers there are many elements to consider.

When choosing the most comprehensive jewellery shop insurance, your first priority may be to protect your stock from either break-in or robbery. Your jewellery shop policy will ensure that financial woes will not be a concern – no matter whether your items are low or high in value.

  • Stock cover providing full theft protection, also covers stock in relation to wearing, travel, sendings, entrustments to third parties and home risk
  • Exhibitions and Fairs cover
  • Theft by employees cover (fidelity guarantee)
  • Defective Title
  • Unattended vehicle cover
  • Buildings cover including shop frontage, glass & signage
  • Business interruption/Loss of income/Gross Profit
  • Cash during working hours and in safes cover
  • Public & Products Liability
  • Employers liability as standard up to £10 million
  • Professional indemnity covering wrongful variations and advice
  • In-house support in the event of a claim

With many years of experience when it comes to insuring  jewellers shops, Shearwater are experts in this niche market and will work with you to create a virtually bespoke cover to meet your exact needs.

High risk items and expensive stock comes with the territory of running a jewellery business and our team of staff will advise you on the best way to protect your livelihood, whether you are exhibiting at trade fairs or from a shop. Considerations such as your customers, suppliers, staff and property are all things you should think about.


Protection that meets the demand

Jewellery Shop insurance must include public liability insurance in order to protect your business, your customers and any other member of the public that you have dealings with.

Consider whether your jewellers insurance covers you in the event of deception or distraction – something that is often a problem when it comes to jewellery shops.

Many jewellers offer additional services including valuations, design and manufacture bespoke items and may loan out items to certain clients. We strongly recommend that you check if your policy extends to include Professional Indemnity, Product Liability and Wearing Risks.

  • When the wheels fell off my lorry the Shearwater team were incredible. They called to check up on me, they arranged recovery and when the lorry was deemed a write off I was even given the option of keeping the scrap or not.
    Sarah Skillin, British Dressage Member
  • Shearwater not only provided a much more comprehensive policy but at an incredibly competitive price. Everything was very simple.
    Imogen Murray, International Event Rider (5* & Team GBR Nations Cup)
  • We've insured with Shearwater for a number of years and have always been very impressed with the customer service, claims handling, and competitive pricing. I've now moved all of our business and personal polices to Shearwater
    Simon Bates, Owner & Event Director of The College Equestrian, Keysoe
  • I have found Shearwater to be responsive and flexible in providing me and my company with individually tailored insurance packages to cover exactly what I need, at very competitive prices.
    Simon Hall, Managing Director of Soteria Ltd
  • We have worked with shearwater for many many years now! We use them for everything from our horses to our cars, our yard liability to the home insurance... They are a great company to deal with, both in terms of competitive rates and their customer services. I would highly recommend anyone looking at insurance to get in touch with them
    Becky Moody, Grand Prix Dressage Rider, Team GBR Podium Pathway Member
  • I have insured a few horses with shearwater over the years and have always been very impressed. The team on the phones are super helpful and they have always been great at paying out any claims. I wouldn’t hesitate to recommend their service to any of our Members
    Catherine Mills, Head of Global Retention & Equestrian at Quintessentially
  • What can we say about Shearwater? As an insurer if you want the best cover then you need to be with Shearwater. Their service is second to none and their staff are always friendly, knowledgeable and there to help you, nothing is too much trouble.
    Leanne Hart & Daniel Bates, Para Dressage Rider
  • It is a comfort to know that the horses are Insured with Shearwater. They are a professional but friendly company, competitive and knowledgeable. On the claim we had they were fast and efficient and nothing was too much trouble. Would happily recommend Shearwater Insurance, especially as they have such a vast range of options from everything equine to travel and household.
    Michael Murphy - Irish International Para Dressage Rider
  • Shearwater is our absolute go-to for all of our insurance needs from house, yard and horse, to cars and liabilities. The team in the office are easy to talk to and they actually take the time to get to know you as a client. Most importantly, when you need to claim for something, they are quick and listen to your needs, making the whole process much less stressful in your hour of need. We wouldn't use anyone else!
    Chantal Siddle

Get In Touch Today

For professional insurance that means business.  Phone us today on 01992 718666 or request a quote online.