Shearwater Insurance Services

For cover that beats the competition, put your insurance in the hands of the experts at Shearwater today.


For updates on the FCA Test Case please visit our Coronavirus FAQ section.

Coronavirus FAQs

Shearwater – Your Insurance In Expert Hands

Shearwater Insurance was established in 1992 and initially specialised in horse insurance. We continue to be one of the leading players in the equestrian insurance market but have expanded and diversified and now offer a wide range of policies covering commercial insurance, motor insurance and household insurance. We look after the insurance needs for all sorts of businesses ranging from small sole traders to large companies. We have experienced and professional staff who are all dedicated to providing our customers with the sort of personal service that we have made our trademark.

Horse Insurance

Specialist horse insurance, providing tailored policies for sports horse insurance, leisure horse insurance and equine catastrophe cover.

Equestrian Insurance

Shearwater has all aspects of your equestrian life covered.  From Horsebox Insurance to Livery Yards, and down to your saddle and favourite broom.

Motor Insurance

Whether you're a city driver or a rural motorist, be it a commercial vehicle or your private car insurance, Shearwater's motor insurance team are here to help.

Commercial Insurance

For insurance that means business, arrange a virtual consultation with Shearwater's commercial insurance brokers to ensure you have effective cover to meet all of your commercial need.

Pet Insurance

Shearwater's care for animals doesn't stop at horses and now extends to dogs and cats as well.

Household Insurance

Home and contents insurance, travel insurance and high net worth insurance - all available as part of Shearwater's personal lines offering.


Cyber Liability Insurance

As more and more businesses move their operations online the cyber attack threat grows.  If there is damage to your IT infrastructure caused by a virus or hacker  this could take time and money to repair. In the meantime you are losing business not just because you're hindered in your operations, but because any data breaches may have dented your reputation. Not only this, but if your customers are affected by any data loss, there may be legal and compensation costs to remedy the situation.

The list goes on and cyber liability insurance is designed to check each possible scenario

Find out more

Committed to our customers

Shearwater is committed to putting the customer first and by coming to us for your car, home, business or equestrian insurance, you can be confident that we will find you an insurance policy that’s going to offer the right protection as well as good value for money.

Shearwater is an FCA regulated independent broker and as such we are committed to treating our clients fairly, only suggesting insurance that we genuinely believe is going to serve you best from the many products we have access to.

Find out more about what we have on offer through our individual product pages, call 01992 718666, or get in touch online.


Our arrangements for trading in the EU

The UK left the European Union in January 2020 and we are now operating in the planned 11-month transition period, during which the UK ceased to be an EU member but EU insurance laws and regulations continue to apply.

At the end of the transition period, currently scheduled for 31 December 2020, all UK registered insurance intermediaries will lose their automatic rights under EU law to provide services to EU clients. We have therefore taken steps to ensure that our clients with EU risks will continue to be looked after as seamlessly as possible.

Global Risk Partners Intermediary Limited (registered in Ireland with company number 635016) like Shearwater Insurance Services is part of the GRP Group and is registered as an insurance intermediary in the Republic of Ireland. Through the involvement of Global Risk Partners Intermediary Limited our team will continue to be able to assist clients with their current and future insurance needs in the EU, providing the same high standards of service as always. Please contact us if you would like to find out more about these arrangements.

  • When the wheels fell off my lorry the Shearwater team were incredible. They called to check up on me, they arranged recovery and when the lorry was deemed a write off I was even given the option of keeping the scrap or not.
    Sarah Skillin, British Dressage Member
  • Shearwater not only provided a much more comprehensive policy but at an incredibly competitive price. Everything was very simple.
    Imogen Murray, International Event Rider (5* & Team GBR Nations Cup)
  • We've insured with Shearwater for a number of years and have always been very impressed with the customer service, claims handling, and competitive pricing. I've now moved all of our business and personal polices to Shearwater
    Simon Bates, Owner & Event Director of The College Equestrian, Keysoe
  • I have found Shearwater to be responsive and flexible in providing me and my company with individually tailored insurance packages to cover exactly what I need, at very competitive prices.
    Simon Hall, Managing Director of Soteria Ltd
  • We have worked with shearwater for many many years now! We use them for everything from our horses to our cars, our yard liability to the home insurance... They are a great company to deal with, both in terms of competitive rates and their customer services. I would highly recommend anyone looking at insurance to get in touch with them
    Becky Moody, Grand Prix Dressage Rider, Team GBR Podium Pathway Member
  • I have insured a few horses with shearwater over the years and have always been very impressed. The team on the phones are super helpful and they have always been great at paying out any claims. I wouldn’t hesitate to recommend their service to any of our Members
    Catherine Mills, Head of Global Retention & Equestrian at Quintessentially
  • What can we say about Shearwater? As an insurer if you want the best cover then you need to be with Shearwater. Their service is second to none and their staff are always friendly, knowledgeable and there to help you, nothing is too much trouble.
    Leanne Hart & Daniel Bates, Para Dressage Rider
  • It is a comfort to know that the horses are Insured with Shearwater. They are a professional but friendly company, competitive and knowledgeable. On the claim we had they were fast and efficient and nothing was too much trouble. Would happily recommend Shearwater Insurance, especially as they have such a vast range of options from everything equine to travel and household.
    Michael Murphy - Irish International Para Dressage Rider
  • Shearwater is our absolute go-to for all of our insurance needs from house, yard and horse, to cars and liabilities. The team in the office are easy to talk to and they actually take the time to get to know you as a client. Most importantly, when you need to claim for something, they are quick and listen to your needs, making the whole process much less stressful in your hour of need. We wouldn't use anyone else!
    Chantal Siddle

Insurance Partners For

Event Horse Owners Association Logo NPS Logo Horse & Country TV Logo the college equestrian centre - keysoe Equine Register partners with Shearwater Insurance

Get In Touch Today

Put your insurance in the hands of the experts at Shearwater.  Phone us today on 01992 718666 or request a quote online.

Contact Us