Pony Ride Insurance

Got all your ponies lined up and ready to go? With the right insurance, you, your ponies and your customers can all enjoy the ride

How we insure your pony rides

Pony rides can bring so much joy to children and many professional equestrians had their first equine experience on a pony ride.With such simple pleasure to be had, it may not have occurred to you to have insurance in place.

But even a pony who you know is calm and reliable can be spooked by a stray balloon or a sudden blast through a speaker system. If your rider falls off as a result and injures themselves, then you could have a problem on your hands.

  • Public liability
  • Employers' liability
  • Legal expenses

A pony ride insurance policy arranged by Shearwater is simple and effective. It will help cover you for public liability, so anyone who suffers an injury can be compensated without impacting on your finances, and legal expenses if a claim dispute does draw you into legal proceedings.


Novice riders

You could be offering pony rides at a local fair, or a birthday celebration – either way you’re responsible for the welfare of your riders and those around your ponies. Those taking part may not be as aware of the risks around falling off a horse or understand how unpredictable ponies can be as you are.



Losing the rein

If you are proven to have been negligent after an accident, say if one of your riders falls or a member of the public is knocked down by a bolting pony, you could be liable for a large sum in litigation and compensation expenses, not to mention any defence costs that have been laid down before any legal conclusion has been reached.


  • When the wheels fell off my lorry the Shearwater team were incredible. They called to check up on me, they arranged recovery and when the lorry was deemed a write off I was even given the option of keeping the scrap or not.
    Sarah Skillin, British Dressage Member
  • Shearwater not only provided a much more comprehensive policy but at an incredibly competitive price. Everything was very simple.
    Imogen Murray, International Event Rider (5* & Team GBR Nations Cup)
  • We've insured with Shearwater for a number of years and have always been very impressed with the customer service, claims handling, and competitive pricing. I've now moved all of our business and personal polices to Shearwater
    Simon Bates, Owner & Event Director of The College Equestrian, Keysoe
  • I have found Shearwater to be responsive and flexible in providing me and my company with individually tailored insurance packages to cover exactly what I need, at very competitive prices.
    Simon Hall, Managing Director of Soteria Ltd
  • We have worked with shearwater for many many years now! We use them for everything from our horses to our cars, our yard liability to the home insurance... They are a great company to deal with, both in terms of competitive rates and their customer services. I would highly recommend anyone looking at insurance to get in touch with them
    Becky Moody, Grand Prix Dressage Rider, Team GBR Podium Pathway Member
  • I have insured a few horses with shearwater over the years and have always been very impressed. The team on the phones are super helpful and they have always been great at paying out any claims. I wouldn’t hesitate to recommend their service to any of our Members
    Catherine Mills, Head of Global Retention & Equestrian at Quintessentially
  • What can we say about Shearwater? As an insurer if you want the best cover then you need to be with Shearwater. Their service is second to none and their staff are always friendly, knowledgeable and there to help you, nothing is too much trouble.
    Leanne Hart & Daniel Bates, Para Dressage Rider
  • It is a comfort to know that the horses are Insured with Shearwater. They are a professional but friendly company, competitive and knowledgeable. On the claim we had they were fast and efficient and nothing was too much trouble. Would happily recommend Shearwater Insurance, especially as they have such a vast range of options from everything equine to travel and household.
    Michael Murphy - Irish International Para Dressage Rider
  • Shearwater is our absolute go-to for all of our insurance needs from house, yard and horse, to cars and liabilities. The team in the office are easy to talk to and they actually take the time to get to know you as a client. Most importantly, when you need to claim for something, they are quick and listen to your needs, making the whole process much less stressful in your hour of need. We wouldn't use anyone else!
    Chantal Siddle

Get A Quote Today

For insurance that beats the competition.  Phone us today on 01992 718666 or request a quote online.