With the Summer show season in full swing riders and owners alike are spending more time on the road. Travelling horses often raises several questions, from what type of insurance is needed, and what should I do in the event of a breakdown? The Shearwater equine motoring team tackle some of our your most frequently asked questions in relation to travel.
What kind of insurance do I need for my horsebox?
Horsebox insurance varies in levels however most people choose to take out a fully comprehensive policy. Ensure your cover fits all your requirements and look at the excess you will be paying to ensure it is affordable in the event of a claim. As a money saving tip, check your yearly mileage as insurance companies offer a ‘limited mileage policy’ which means if you are doing less than 5,000 miles a year your premium could drop to as much as half of the cost.
What should I do in the event of a breakdown?
Every horse owner’s worst nightmare – breaking down in a horsebox or trailer, on a busy road, with horses on board. A few simple tips can help make your breakdown experience much less stressful.
Do I really need separate breakdown cover?
Having a specialist breakdown policy that provides cover for onward travel for you and your horses is strongly advised. Getting you back on the road as quickly, and as safely, as possible is our number one priority.
Shearwater Insurance offer a range of affordable and reliable breakdown policies for trailers and horseboxes, from as little as £84 per year, supported by Equine Rescue Services. Personal motor services from the RAC are also available from £57 a year, including roadside repair, onward travel and/or accommodation for up to passengers and European support.
Ready to discuss your customisable and comprehensive insurance options? Call our motoring team to speak to an experienced advisor on 01992 367111.
Put your insurance in the hands of the experts at Shearwater. Phone us today on 01992 718666 or request a quote online.