Professional Indemnity Insurance

Managing the responsibilities of your professional insurance can be straightforward when you know how, and at Shearwater, we do.

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Identifying your professional scope

If you’ve reached professional status, you’ll be in a position where you feel confident in offering your clients good advice.

If a misjudgement or mistake on your part means that the advice you have given in fact falls below par, to the extent that your client loses out personally or financially, then you could have a problem on your hands. This is, unless you have a professional indemnity policy in place.

  • Compensation awards
  • Legal costs due to negligence
  • Cost of damages or correcting your actions
  • Alleged wrongful advice
  • Error or omission

Before the commercial team at Shearwater can work on pulling together all the right elements for your professional indemnity policy, we first need to establish just how much a claim would impact on your finances so we can adjust the indemnity limit accordingly.

Cover your advice

Even if you are resolute in your advice, you have to be prepared for the fact that one of your clients may think otherwise, whether you are a consultant, having drawn up architectural plans, or offered legal advice. Sometimes this will be a clear cut scenario, one in which you are more than happy to compensate for. Other times the origin of blame can be a little murky, in which case you will still need to pay for defence costs.

What is Professional Indemnity Insurance?

Whichever is true, professional indemnity insurance is designed for such times where your service is questioned so you can better manage the situation and continue your work unperturbed by any financial uncertainty which may otherwise lie ahead. It covers defence costs concerning alleged wrongful advice, errors or omission.

  • When the wheels fell off my lorry the Shearwater team were incredible. They called to check up on me, they arranged recovery and when the lorry was deemed a write off I was even given the option of keeping the scrap or not.
    Sarah Skillin, British Dressage Member
  • Shearwater not only provided a much more comprehensive policy but at an incredibly competitive price. Everything was very simple.
    Imogen Murray, International Event Rider (5* & Team GBR Nations Cup)
  • We've insured with Shearwater for a number of years and have always been very impressed with the customer service, claims handling, and competitive pricing. I've now moved all of our business and personal polices to Shearwater
    Simon Bates, Owner & Event Director of The College Equestrian, Keysoe
  • I have found Shearwater to be responsive and flexible in providing me and my company with individually tailored insurance packages to cover exactly what I need, at very competitive prices.
    Simon Hall, Managing Director of Soteria Ltd
  • We have worked with shearwater for many many years now! We use them for everything from our horses to our cars, our yard liability to the home insurance... They are a great company to deal with, both in terms of competitive rates and their customer services. I would highly recommend anyone looking at insurance to get in touch with them
    Becky Moody, Grand Prix Dressage Rider, Team GBR Podium Pathway Member
  • I have insured a few horses with shearwater over the years and have always been very impressed. The team on the phones are super helpful and they have always been great at paying out any claims. I wouldn’t hesitate to recommend their service to any of our Members
    Catherine Mills, Head of Global Retention & Equestrian at Quintessentially
  • What can we say about Shearwater? As an insurer if you want the best cover then you need to be with Shearwater. Their service is second to none and their staff are always friendly, knowledgeable and there to help you, nothing is too much trouble.
    Leanne Hart & Daniel Bates, Para Dressage Rider

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For professional insurance that means business.  Phone us today on 01992 707316 or request a quote online.

 

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