If you’ve reached professional status, you’ll be in a position where you feel confident in offering your clients good advice.
If a misjudgement or mistake on your part means that the advice you have given in fact falls below par, to the extent that your client loses out personally or financially, then you could have a problem on your hands. This is, unless you have a professional indemnity policy in place.
Before the commercial team at Shearwater can work on pulling together all the right elements for your professional indemnity policy, we first need to establish just how much a claim would impact on your finances so we can adjust the indemnity limit accordingly.
Even if you are resolute in your advice, you have to be prepared for the fact that one of your clients may think otherwise, whether you are a consultant, having drawn up architectural plans, or offered legal advice. Sometimes this will be a clear cut scenario, one in which you are more than happy to compensate for. Other times the origin of blame can be a little murky, in which case you will still need to pay for defence costs.
Whichever is true, professional indemnity insurance is designed for such times where your service is questioned so you can better manage the situation and continue your work unperturbed by any financial uncertainty which may otherwise lie ahead. It covers defence costs concerning alleged wrongful advice, errors or omission.
When the wheels fell off my lorry the Shearwater team were incredible. They called to check up on me, they arranged recovery and when the lorry was deemed a write off I was even given the option of keeping the scrap or not.
Shearwater not only provided a much more comprehensive policy but at an incredibly competitive price. Everything was very simple.
We've insured with Shearwater for a number of years and have always been very impressed with the customer service, claims handling, and competitive pricing. I've now moved all of our business and personal polices to Shearwater
I have found Shearwater to be responsive and flexible in providing me and my company with individually tailored insurance packages to cover exactly what I need, at very competitive prices.
We have worked with shearwater for many many years now! We use them for everything from our horses to our cars, our yard liability to the home insurance... They are a great company to deal with, both in terms of competitive rates and their customer services. I would highly recommend anyone looking at insurance to get in touch with them
I have insured a few horses with shearwater over the years and have always been very impressed. The team on the phones are super helpful and they have always been great at paying out any claims. I wouldn’t hesitate to recommend their service to any of our Members
What can we say about Shearwater? As an insurer if you want the best cover then you need to be with Shearwater. Their service is second to none and their staff are always friendly, knowledgeable and there to help you, nothing is too much trouble.
It is a comfort to know that the horses are Insured with Shearwater. They are a professional but friendly company, competitive and knowledgeable. On the claim we had they were fast and efficient and nothing was too much trouble. Would happily recommend Shearwater Insurance, especially as they have such a vast range of options from everything equine to travel and household.
Shearwater is our absolute go-to for all of our insurance needs from house, yard and horse, to cars and liabilities. The team in the office are easy to talk to and they actually take the time to get to know you as a client. Most importantly, when you need to claim for something, they are quick and listen to your needs, making the whole process much less stressful in your hour of need. We wouldn't use anyone else!
For professional insurance that means business. Phone us today on 01992 707316 or request a quote online.