Private Yards & Stables Insurance

Whether your stables are for personal or commercial use, our yard insurance can cover the key areas you need it to, there’s no need to prioritise

Your stable yard may look very different to another. Maybe you have a handful of stables, large feed store and tack room, or a barn full of expensive machinery. Either way, if your yard was flooded tomorrow, or if one of your barns caught fire, do you feel confident that your insurance would cover it?

  • Building cover for standard & wood construction
  • Accidental damage cover
  • Tools, jumps & equipment cover
  • Hay, straw & feed cover
  • Saddlery & tack cover
  • Property Owners Liability available
  • Public liability
  • Employers' liability
  • Property owners & land liability available
  • Care, custody & control extension
  • Legal expenses

Arranging a private yard insurance policy through Shearwater is certainly easy. We tailor our policies for your individual needs and we do not recommend any additional extras unless they are suitable for you. In fact, it’ll take no extra effort or time on your part – this is all on us at Shearwater – as it’s our job to create an insurance package that puts your individual priorities top of the list and have everything else covered along the way.

Livery yards offer a simple solution to horse owners who don’t have their own premises, allowing them to shelter, feed and train their horses elsewhere for a fee.  Livery yard insurance arranged by Shearwater gives you as the yard owner the opportunity to cover your business simply and effectively, so you can be confident that behind the scenes of your bustling enterprise, you’ve got the right protection in place.

Shearwater has many years of experience when it comes to understanding the requirements of a livery yard owner. The result is a range of insurance policies designed specifically for protecting you as the owner, along with your staff and your customers. From riding instructors and livery yards to stud farms, Shearwater specialise in finding insurance solutions designed to protect you and help ensure you and your business financially covered.


Quality cover for piece of mind

Some people might be tempted to protect their private yard with insurance that’s quick and cheap, so you know that the cover is there, but the whole point of spending money on a premium is that you know your cover is going to set you right financially if you’re hit by a disaster.  If you’ve rushed your insurance policy, there might be exclusions in your schedule that you didn’t know about, and will only discover when your hay stock has been decimated by a fire, an expensive vehicle stolen, or equipment damaged in heavy rainfall.



Putting things back after a claim

Normality is something we take for granted, longing for it only when everything has been turned upside down. We don’t promise that normality will prevail every day with a private yard insurance policy arranged by Shearwater, but we do promise that strong protection will, so long as you trust our experts to do their level best to have you covered.


Taking responsibility for your livery yard

You’re liable for your premises, whatever size. Whether you run a fully managed or a DIY livery yard, having insurance in place means that if someone is injured on your premises or their property gets damaged, you could be covered for what otherwise could be a great expense.

In receiving payment for the care of other people’s horses, you become in part responsible, and liable, for their welfare. A policy arranged by Shearwater can include the option of Livery yard liability including care, control and custody for all the horses on your premises.

  • When the wheels fell off my lorry the Shearwater team were incredible. They called to check up on me, they arranged recovery and when the lorry was deemed a write off I was even given the option of keeping the scrap or not.
    Sarah Skillin, British Dressage Member
  • Shearwater not only provided a much more comprehensive policy but at an incredibly competitive price. Everything was very simple.
    Imogen Murray, International Event Rider (5* & Team GBR Nations Cup)
  • We've insured with Shearwater for a number of years and have always been very impressed with the customer service, claims handling, and competitive pricing. I've now moved all of our business and personal polices to Shearwater
    Simon Bates, Owner & Event Director of The College Equestrian, Keysoe
  • I have found Shearwater to be responsive and flexible in providing me and my company with individually tailored insurance packages to cover exactly what I need, at very competitive prices.
    Simon Hall, Managing Director of Soteria Ltd
  • We have worked with shearwater for many many years now! We use them for everything from our horses to our cars, our yard liability to the home insurance... They are a great company to deal with, both in terms of competitive rates and their customer services. I would highly recommend anyone looking at insurance to get in touch with them
    Becky Moody, Grand Prix Dressage Rider, Team GBR Podium Pathway Member
  • I have insured a few horses with shearwater over the years and have always been very impressed. The team on the phones are super helpful and they have always been great at paying out any claims. I wouldn’t hesitate to recommend their service to any of our Members
    Catherine Mills, Head of Global Retention & Equestrian at Quintessentially
  • What can we say about Shearwater? As an insurer if you want the best cover then you need to be with Shearwater. Their service is second to none and their staff are always friendly, knowledgeable and there to help you, nothing is too much trouble.
    Leanne Hart & Daniel Bates, Para Dressage Rider
  • It is a comfort to know that the horses are Insured with Shearwater. They are a professional but friendly company, competitive and knowledgeable. On the claim we had they were fast and efficient and nothing was too much trouble. Would happily recommend Shearwater Insurance, especially as they have such a vast range of options from everything equine to travel and household.
    Michael Murphy - Irish International Para Dressage Rider
  • Shearwater is our absolute go-to for all of our insurance needs from house, yard and horse, to cars and liabilities. The team in the office are easy to talk to and they actually take the time to get to know you as a client. Most importantly, when you need to claim for something, they are quick and listen to your needs, making the whole process much less stressful in your hour of need. We wouldn't use anyone else!
    Chantal Siddle

Get In Touch Today

For insurance that beats the competition.  Phone us today on 01992 718666 or request a quote online.