As useful as they are, horse trailers come with their fair share of risks. For a start, unless they’re immobilised with a wheel clamp, a simple yet effective measure for trailer owners, or locked away in a garage, they’re a target for thieves looking for an easy steal.
Furthermore, towing anything with your vehicle is going to have some impact on control and manoeuvrability, especially when you throw a large animal such as a horse into the equation. This can mean that those using horse trailers are potentially at greater risk from accidents that cause damage to the trailer or worse, injury to yourself or your horse.
Most car insurance policies will cover horse trailers for Public Liability only which covers damage to other people’s property caused by your trailer, not damage to the trailer itself.
If an accident leaves your trailer out of action, and you rely on it for regular transport, where does that leave you and your horse?
Any form of equine transport should be fully protected by a specialist equestrian insurer. We’ve been helping to keep horse trailer owners on the road for over 20 years at Shearwater, so we understand the risks involved.
A policy arranged by us will take into consideration the fact that you may be transporting other people’s horses, in which case care, custody and control insurance should be included.
If you want to cover the towing vehicle for more than just breakdown cover, you can look into a motor insurance policy which we can also arrange at Shearwater.
Competitions and other engagements can call you further afield, and your horse trailer can be covered for a limited time while abroad. You just need to make our team aware of where you’re going, and how long for, and we’ll arrange this extension for you, providing it’s not within an excluded territory.
When the wheels fell off my lorry the Shearwater team were incredible. They called to check up on me, they arranged recovery and when the lorry was deemed a write off I was even given the option of keeping the scrap or not.
Shearwater not only provided a much more comprehensive policy but at an incredibly competitive price. Everything was very simple.
We've insured with Shearwater for a number of years and have always been very impressed with the customer service, claims handling, and competitive pricing. I've now moved all of our business and personal polices to Shearwater
I have found Shearwater to be responsive and flexible in providing me and my company with individually tailored insurance packages to cover exactly what I need, at very competitive prices.
We have worked with shearwater for many many years now! We use them for everything from our horses to our cars, our yard liability to the home insurance... They are a great company to deal with, both in terms of competitive rates and their customer services. I would highly recommend anyone looking at insurance to get in touch with them
I have insured a few horses with shearwater over the years and have always been very impressed. The team on the phones are super helpful and they have always been great at paying out any claims. I wouldn’t hesitate to recommend their service to any of our Members
What can we say about Shearwater? As an insurer if you want the best cover then you need to be with Shearwater. Their service is second to none and their staff are always friendly, knowledgeable and there to help you, nothing is too much trouble.
It is a comfort to know that the horses are Insured with Shearwater. They are a professional but friendly company, competitive and knowledgeable. On the claim we had they were fast and efficient and nothing was too much trouble. Would happily recommend Shearwater Insurance, especially as they have such a vast range of options from everything equine to travel and household.
Shearwater is our absolute go-to for all of our insurance needs from house, yard and horse, to cars and liabilities. The team in the office are easy to talk to and they actually take the time to get to know you as a client. Most importantly, when you need to claim for something, they are quick and listen to your needs, making the whole process much less stressful in your hour of need. We wouldn't use anyone else!
For insurance that beats the competition. Phone us today on 01992 707318 or request an quote online.