Car Insurance

With all the car insurance policies that are racing around, let us slow the traffic to help you pick one that’s right for you.

You want your motor insurance to justify the price of the premium - after all, it’s an expense that you can’t avoid if you own a car or motorcycle and you actually want to drive it. But you could find yourself regretting your decision to go too cheap if you’re left without the financial means to replace your car, or compensate another injured driver.

  • Comprehensive
  • Third party, fire & theft
  • Third party only
  • Courtesy car available
  • Family fleet & multi car policies
  • 30 day European use
  • Flexible payment methods
  • Specialist 4x4 insurance
  • Business use
  • Off-road cover
  • Legal expenses & breakdown also

What we hope to leave you with at Shearwater is a flexible policy that offers not only value for money, but cover in all the right areas for you.


Removing the limits of online

Price comparison sites are useful for delivering a choice of quotes almost instantly, but this doesn’t take into account that you are an individual driver. Worse still, if you are a young driver, or have unspent convictions, this can be a red flag to most insurers who, faced with gloomy statistics, will be forced to hike up the premium without knowing more about you.



All avenues explored

Our motor team at Shearwater work hard to look for the right private car insurance policy, whether you’re looking for multi-car cover for your family or are a new or young driver. We have access to some of the best insurers in the UK, and with the right information from you, we’ll negotiate on your premium to aim for the fairest price possible, by giving the insurer an insight that goes beyond what’s written on paper.


Breakdown Insurance

Shearwater's Breakdown Insurance service is provided by the RAC and offers home start, roadside assistance and even a courtesy car for less than £60 a year.  Take the stress out of travelling and let Shearwater come to your aid.

  • When the wheels fell off my lorry the Shearwater team were incredible. They called to check up on me, they arranged recovery and when the lorry was deemed a write off I was even given the option of keeping the scrap or not.
    Sarah Skillin, British Dressage Member
  • Shearwater not only provided a much more comprehensive policy but at an incredibly competitive price. Everything was very simple.
    Imogen Murray, International Event Rider (5* & Team GBR Nations Cup)
  • We've insured with Shearwater for a number of years and have always been very impressed with the customer service, claims handling, and competitive pricing. I've now moved all of our business and personal polices to Shearwater
    Simon Bates, Owner & Event Director of The College Equestrian, Keysoe
  • I have found Shearwater to be responsive and flexible in providing me and my company with individually tailored insurance packages to cover exactly what I need, at very competitive prices.
    Simon Hall, Managing Director of Soteria Ltd
  • We have worked with shearwater for many many years now! We use them for everything from our horses to our cars, our yard liability to the home insurance... They are a great company to deal with, both in terms of competitive rates and their customer services. I would highly recommend anyone looking at insurance to get in touch with them
    Becky Moody, Grand Prix Dressage Rider, Team GBR Podium Pathway Member
  • I have insured a few horses with shearwater over the years and have always been very impressed. The team on the phones are super helpful and they have always been great at paying out any claims. I wouldn’t hesitate to recommend their service to any of our Members
    Catherine Mills, Head of Global Retention & Equestrian at Quintessentially
  • What can we say about Shearwater? As an insurer if you want the best cover then you need to be with Shearwater. Their service is second to none and their staff are always friendly, knowledgeable and there to help you, nothing is too much trouble.
    Leanne Hart & Daniel Bates, Para Dressage Rider
  • It is a comfort to know that the horses are Insured with Shearwater. They are a professional but friendly company, competitive and knowledgeable. On the claim we had they were fast and efficient and nothing was too much trouble. Would happily recommend Shearwater Insurance, especially as they have such a vast range of options from everything equine to travel and household.
    Michael Murphy - Irish International Para Dressage Rider
  • Shearwater is our absolute go-to for all of our insurance needs from house, yard and horse, to cars and liabilities. The team in the office are easy to talk to and they actually take the time to get to know you as a client. Most importantly, when you need to claim for something, they are quick and listen to your needs, making the whole process much less stressful in your hour of need. We wouldn't use anyone else!
    Chantal Siddle

Get In Touch Today

Put your insurance in the hands of the experts at Shearwater.  Phone us today on 01992 718666 or request a quote online.